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Homeowners insurance

Homeowners insurance, also called hazard insurance or home insurance, is designed to protect the homeowner against certain named perils. Most homeowner insurance policies come with a deductible and exclusions. A standard homeowners insurance polity covers losses occurring to one’s home as well as the contents of the home.

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Condo insurance

Condominium owners have distinctive insurance needs when compared to those of homeowners or renters. Although condo associations have their own insurance policies, these condo insurance policies typically only provide coverage for the building, the property’s common areas, and the association’s liability. Consequently, condo owners should conside a separate insurance policy that protects the inside of their condo.

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General liability and business property insurance

What is general liability and business property?

This type of insurance combines general liability and business property insurance for your business. General Liability and Business Property insurance is a way for small businesses to purchase a combination of coverages at a reasonable price. This insurance covers certain losses resulting from property damage, suspended operations and liability resulting from bodily injury or property damage to others. A General Liability

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Heightened consumer confidence can lead to additional business at small retailers

As consumers begin to show more confidence in the economy, small U.S. retailers are likely to see higher sales levels in the near future. But in order for sales to rise, these businesses will need to have more customers frequent their stores.

While every small business owner wants more sales, additional customers on the property can lead to greater risk, which is why general liability insurance policies need to be revisited before sales growth is

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