Insurance Insights

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Posted on: Dec 14,2021by bolt agencyNo Comments

What Pet Insurance Covers

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Pets are part of our family, and we want to take care of them as we would ourselves. Pet insurance has grown in popularity in recent years as the costs of pet medications and treatments increase. Insurance policies for pets work much like health insurance for people. You can find comprehensive policies or partial policies to cover the services you need for your pets and save money on vet bills.

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Posted on: Nov 30,2021by bolt agencyNo Comments

What is Usage-Based Insurance?

For safe drivers, overpaying for car insurance can be very frustrating. If you want a car insurance policy that rewards good driving habits, you should consider usage-based insurance. Usage-based insurance, or UBI, is a car insurance program that tracks your driving behaviors and offers benefits for safe driving.

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Posted on: Nov 15,2021by bolt agencyNo Comments

Should your pet go for annual checkups?


Vets often send reminders for your pet’s annual checkups. While these phone calls, emails, or postcards can be annoying, they can go a long way towards protecting your pets. Annual checkups for our pets may seem like an unnecessary expense, but they can help you save money and keep your pet healthy in the long run.

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Posted on: Oct 25,2021by bolt agencyNo Comments

Reasons Home Insurance Rates Increase

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If you are coming to the end of your home insurance policy term, you may find that your rates are going up. While it is not uncommon for home insurance rates to increase, you may wonder why you must pay more. Many factors can impact your home insurance rates. Understanding the reasons home insurance rates increase can help you find solutions to lower your rates.

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Posted on: Oct 08,2021by bolt agencyNo Comments

Does insurance cover power outages?

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Short power outages can be annoying, while significant power outages can cause substantial damages. If you experience an unexpected power outage, you may end up with an unexpectedly high bill, including hotel costs, spoiled food, electrical damage, and more. While home insurance policies cover a lot of damages, your policy may not cover power outages.

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Posted on: Sep 24,2021by bolt agencyNo Comments

5 Documents to Keep in Your Vehicle

Anything can happen on the road, and it is always best to have a plan. There are several documents you should always keep in your vehicle to stay prepared in an accident or emergency. It is also wise to keep copies of some critical household documents in your car in case of an emergency at home. In the event of a fire, break-in, or other incidents, you can rest assured knowing your important papers are safe.

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Posted on: Aug 11,2021by bolt agencyNo Comments

What to Do If You’re in An Accident

Nobody wants to be in a car accident, but accidents do happen frequently on the road. Being prepared in the event of an accident is the best way to protect yourself and others. Following the right steps after an accident can help keep you safe and ensure your car insurance helps cover the damages. The last thing you want after a car accident is expensive out of pocket costs.

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Posted on: Jul 11,2021by bolt agencyNo Comments

The Insurance Basics for Small Businesses


Starting a small business is an exciting venture, but it requires a lot of research and planning. If you are starting a small business or already have your own small business, it is crucial to know the insurance basics. Not only does small business insurance protect you from liability and secure your assets, but it may also be legally required in your state.

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Posted on: Jun 29,2021by bolt agencyNo Comments

Making Your Home Safer Can Lower Your Insurance Costs

Are you paying too much for your home insurance? Whether you recently purchased a home or you’re evaluating your existing coverage, there are some little-known ways to save money on your insurance premiums. In fact, you can keep your home and family safer while lowering the cost of your insurance for a win-win situation.

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Posted on: Jun 14,2021by bolt agencyNo Comments

How Buying Insurance Has Changed

Many industries have undergone massive changes due to the COVID-19 pandemic, and the insurance industry is no exception. In the last year, buying insurance has changed significantly with a shift to online research and purchases. The pandemic has also opened the eyes of many, causing more people around the world to consider their unique insurance needs. Those who put off buying insurance or evaluating their coverage are now taking a more critical eye to their policies.

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