Homeowners Insurance Articles

Posted on: October 25, 2021

Reasons Home Insurance Rates Increase

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If you are coming to the end of your home insurance policy term, you may find that your rates are going up. While it is not uncommon for home insurance rates to increase, you may wonder why you must pay more. Many factors can impact your home insurance rates. Understanding the reasons home insurance...

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Posted on: October 8, 2021

Does insurance cover power outages?

downed power lines

Short power outages can be annoying, while significant power outages can cause substantial damages. If you experience an unexpected power outage, you may end up with an unexpectedly high bill, including hotel costs, spoiled food, electrical damage, and more. While home insurance policies cover a lot...

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Posted on: June 29, 2021

Making Your Home Safer Can Lower Your Insurance Costs

Are you paying too much for your home insurance? Whether you recently purchased a home or you’re evaluating your existing coverage, there are some little-known ways to save money on your insurance premiums. In fact, you can keep your home and family safer while lowering the cost of your insurance ...

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Posted on: September 17, 2020

Buying a house: expenses you should know about

A house’s price and interest rate are the two numbers homebuyers focus on the most. However, there are many other fees and costs associated with buying a house. Planning for additional expenses outside of the price of a home is crucial for maintaining your budget. Understanding the various costs a...

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Posted on: July 2, 2020

How much liability insurance should i have on my home?

how much personal liability insurance do i need

Homeowners insurance covers your home, its contents, and other assets against damage and theft. Personal liability coverage is an important part of your homeowners policy, because it extends protection to you, the home owner, in the event someone is injured on your property, but it can be complicate...

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Posted on: June 25, 2020

How much will it cost to insure your home?

how much is home insurance

How much you pay to insure your home can vary depending on many factors, including your deductible, the age of your home and the insurer from whom you're buying your policy. When purchasing homeowner’s insurance, part of your premium will be determined by the selections you make in three main a...

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Posted on: June 4, 2020

The best childproofing strategies for your home


If you are a new parent or soon expecting to be, you’re probably wondering about childproofing your home. Studies have found that the vast majority of injuries to infants and toddlers happen inside the home due to accidents, so keep reading to learn everything you need to know about the best ways ...

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Posted on: May 14, 2020

10 Ways to keep would-be thieves out of your garage

home security tips

If you store valuable items in your garage, you may be a prime target for potential thieves. Even worse, your garage may offer an easy entry point into your home. These 10 steps can help you make your home a safer place by making your garage a less attractive target for thieves. Cover your ...

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Posted on: April 2, 2020

Which Home Security Systems Help Reduce Your Insurance Rates?

A home security system is a major investment. In addition to paying for installation of security devices and cameras, you often have a monthly fee for monitoring your system. While the thought of added protection is nice, many homeowners balk at the final price tag of a home security system. For...

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Posted on: February 20, 2020

Smart Homes are More Affordable than You Think

Smart homes are all the rage these days, but you do not have to break the bank to outfit your home in the latest technology. Homeowners can find affordable smart home devices that provide considerable cost savings on energy and water bills. Also, some homeowners insurance quotes may be lower if you...

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