Homeowners Insurance Articles

If you are coming to the end of your home insurance policy term, you may find that your rates are going up. While it is not uncommon for home insurance rates to increase, you may wonder why you must pay more. Many factors can impact your home insurance rates. Understanding the reasons home insurance...

Short power outages can be annoying, while significant power outages can cause substantial damages. If you experience an unexpected power outage, you may end up with an unexpectedly high bill, including hotel costs, spoiled food, electrical damage, and more. While home insurance policies cover a lot...

Are you paying too much for your home insurance? Whether you recently purchased a home or you’re evaluating your existing coverage, there are some little-known ways to save money on your insurance premiums. In fact, you can keep your home and family safer while lowering the cost of your insurance ...

A house’s price and interest rate are the two numbers homebuyers focus on the most. However, there are many other fees and costs associated with buying a house. Planning for additional expenses outside of the price of a home is crucial for maintaining your budget. Understanding the various costs a...

Homeowners insurance covers your home, its contents, and other assets against damage and theft. Personal liability coverage is an important part of your homeowners policy, because it extends protection to you, the home owner, in the event someone is injured on your property, but it can be complicate...

How much you pay to insure your home can vary depending on many factors, including your deductible, the age of your home and the insurer from whom you're buying your policy. When purchasing homeowner’s insurance, part of your premium will be determined by the selections you make in three main a...

If you store valuable items in your garage, you may be a prime target for potential thieves. Even worse, your garage may offer an easy entry point into your home. These 10 steps can help you make your home a safer place by making your garage a less attractive target for thieves. Cover your ...

Smart homes are all the rage these days, but you do not have to break the bank to outfit your home in the latest technology. Homeowners can find affordable smart home devices that provide considerable cost savings on energy and water bills. Also, some homeowners insurance quotes may be lower if you...

Just because you're only renting an apartment and not buying a home, doesn't mean you shouldn't protect yourself and personal belongings financially. And, regardless of the size of your apartment, whether it’s a four bedroom lavishly open design or a tiny studio, you need backup should d...

Home improvement projects can be exciting activities as you're picking out the paint colors, fixtures, or designing that new floor plan. However, part of your preparations for many projects starts with speaking with your independent insurance agent and letting them know about the project. Although ...