Jewelry insurance

Jewelry protection starts with a fast, free jewelry insurance quote.

Your favorite pieces of jewelry aren’t just metal and stone. They’re reflections of who you are. It’s devastating to have jewelry that represents special moments in your life get damaged, lost, or stolen.

To help with that, bolt insurance agency has teamed up with Jewelers Mutual Insurance Group. Your jewelry deserves protection from the company that’s been protecting jewelry, and only jewelry, for over 100 years. Get your free jewelry insurance quote today.

Why buy jewelry insurance?

A specialized jewelry policy provides comprehensive repair or replacement coverage. Coverage against scenarios—like mysterious disappearance (or unexplained loss)—that may not be covered by standard homeowners or renters insurance or by warranties.

How much does jewelry insurance cost?

Rates depend on where you live. But for most people, a policy costs 1-2% of the value of your jewelry. For example, a $5,000 engagement ring could cost as little as $50 per year to insure.

Your jewelry isn’t ordinary, so don’t settle for an ordinary jewelry insurance policy.

All types of jewelry are covered, from engagement rings and wedding bands to watches, earrings and even loose stones while they are being set. You can complete the application in about 10 minutes and, in most cases, be insured as soon as it’s received.

What’s covered with a jewelry policy?

  • Loss You left your ring somewhere…on a beach towel or in a public bathroom. It’s out there somewhere and you can’t find it. Don’t worry, it’s covered.
  • Theft We all know that feeling of dread when something we cherish is stolen. You can rest assured that your stolen piece is covered, too.
  • Damage You hit your diamond ring on the edge of a table and it cracks. Also covered.
  • Disappearance Sometimes jewelry just disappears—it could be lost, stolen or hanging out in a drainpipe somewhere. Don’t worry, that’s covered.

Additional benefits:

  • Choose your own deductible
  • Worldwide travel protection
  • Work with your choice of jeweler
  • No need for multiple estimates
  • Repairs or replacements of same kind and quality as the original
  • Fast, compassionate claims, with no adverse effect on homeowners or renters

Online policy management

Take care of your policy online, just log in to your account to make a payment, add jewelry to your policy, sign up for Auto Pay, report a claim, and more.

Peace of mind starts here

Your jewelry is meant to be worn and enjoyed. At bolt agency, we can provide you with a free quote to protect your valuables. We work with the experts at jewelers mutual to give you the freedom to wear your jewelry without worry.


Get a jewelry insurance quote online today! Round Arrow

Want to speak to a Jewelers Mutual representative?

You can reach Jewelers Mutual at (888) 884-2424

Mon – Thu 7:00 AM – 7:00 PM (CT)

Fri 7:00 AM – 6:00 PM (CT)

Policies provided and written by a member insurer of the Jewelers Mutual Insurance Group, Neenah, Wisconsin. Coverage and pricing are subject to underwriting review and approval, and to policy terms and conditions.

Please note: The above is meant as general information and as general policy descriptions to help you understand the different types of coverage. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Jewelry insurance FAQs:

What is jewelry insurance?

What does jewelry insurance cover?

How much is a jewelry policy?

Do I need to carry jewelry coverage?