Insurance Insights

Banner Img Banner Img
Posted on: May 25,2021by bolt agencyNo Comments

Do You Really Need to Shop for New Car Insurance If You’re Moving?

Moving to another state is a major process that includes a long list of to-dos. While you may not want to add anything else to your plate during this time, it is important to evaluate your current car insurance and determine whether you need new car insurance. Your coverage may not meet the minimum requirements in your new state, or you may be able to get a better deal from a local insurance carrier.

Read Article
Posted on: Nov 24,2020by bolt agencyNo Comments

How to choose the right insurance company

Your insurance policy is designed to protect your important assets, including your home and vehicle. While you may be able to determine how much coverage or the type of coverage you need with ease, selecting the right insurance company can be more difficult. The insurance company you choose has to be able to process claims and secure what is most important in your life. Keep reading to learn how to choose the right insurance company.

Read Article
Posted on: Nov 12,2020by bolt agencyNo Comments

What is the difference between an LLC and a corporation?

Corporations and Limited Liability Companies (LLC) are the most common types of businesses set up by entrepreneurs and new business owners. Both options provide benefits for a business, but they also offer different levels of protection.

Read Article
Posted on: Oct 29,2020by bolt agencyNo Comments

How to get the best value on an insurance policy

When selecting an insurance policy for your home, car, or business, you want the best value. From monthly payments to premiums and deductibles, you will invest in your insurance policy. Choosing the right policy ensures you get an adequate return on your investment.

Read Article
Posted on: Oct 15,2020by bolt agencyNo Comments

What auto insurance coverage limits do I need?

When selecting the right auto insurance policy, you have to consider your coverage limits. Each state has a minimum coverage limit for auto insurance, and you must have at least that much coverage to legally drive in the state. However, the. Minimum coverage limit is not always enough to protect you, your vehicle, your passengers, and your wallet in the event of a loss or accident.

Read Article
Posted on: Oct 01,2020by bolt agencyNo Comments

The truth about uninsured drivers

Auto insurance is required in some form or fashion by most states. However, there is still a significant number of drivers on the road without insurance. The rate of uninsured drivers differs by state, and some states have even implemented random checks for vehicle insurance.

Read Article
Posted on: Sep 17,2020by bolt agencyNo Comments

Buying a house: expenses you should know about

A house’s price and interest rate are the two numbers homebuyers focus on the most. However, there are many other fees and costs associated with buying a house. Planning for additional expenses outside of the price of a home is crucial for maintaining your budget. Understanding the various costs associated with buying a home can prepare you for the true price tag of your house and help you avoid any surprises.

Read Article
Posted on: Sep 02,2020by bolt agencyNo Comments

Jewelry insurance: do i need it?

While home or car insurance may be required by law, jewelry insurance is an optional addition for coverage. People with pricey wedding rings, family heirlooms, or fine jewelry may worry what would happen if their items were lost or damaged. But, is jewelry insurance really necessary? You have already invested in your jewelry items, should you invest in protection for them as well? Keep reading to learn more about jewelry insurance and how you can ensure the security of your favorite items.

Read Article
Posted on: Aug 20,2020by bolt agencyNo Comments

Insurance for your hobbies

Hobbies are typically considered fun or recreational activities. They help us relax, make new friends, and enjoy personal time doing what we love. However, you may not realize how your hobbies impact your insurance needs. If you are investing in your hobby, including equipment, supplies, or property, it may be time to alter your insurance coverage.

Read Article
Posted on: Aug 06,2020by bolt agencyNo Comments

College students and apartment rental insurance

Heading off to college is an exciting time, but it also brings a whole new set of responsibilities. As teenagers and young adults set off on their own for the first time, they have to worry about protecting their home and their belongings. Choosing the right insurance coverage is difficult for even the most experienced adults, and it is certainly confusing if you are searching for coverage for the first time.

Read Article