Ask Our Agent
Ask A Question
Should I add my teenager to my auto policy, or should they be on their own?
Whether or not you should add your teenager to your auto policy depends on a few factors. Is your teenager going to be driving your cars, or will they have their own vehicle? If they are going to be driving your cars, they will need to be on your policy. If they have their own car, either you can add the car to your policy, or they will need to put it on a separate policy.
Insurance companies consider teenagers to be high-risk drivers due to their lack of driving experience and young age. Whether you add them to your policy or they go on their own, expect the premium to be high. Typically the premium is lower when they’re added to your policy because of the additional discounts you can receive.
Your best option is to quote your teenager on their own and on your policy. You can do that through our online interview or by calling to speak with one of our licensed agents.
