Auto Insurance Articles

Posted on: January 16, 2020

What is Liability Coverage for Auto Insurance?

liability auto insurance

Liability protection is one of the key coverage aspects of a good auto insurance policy. In some states, the law required drivers to maintain a minimum amount of liability insurance coverage in order to drive. Auto liability coverage comes in two primary forms: bodily injury liability and property d...

Read More
Posted on: January 3, 2020

How Do I Get Car Insurance for My Teenager?

car insurance for teens

You may be reluctant to add your teenage driver to your auto insurance policy. Your teen is not only taking a big step as a new inexperienced driver, but you'll also stand to face an increase in your insurance premium. New drivers are dangerous on the roads, rack up tickets, and have car crashes at...

Read More
Posted on: December 26, 2019

What to do if Your Car is Broken Into During the Holiday Season

car theft

What to Do if Your Car is Broken Into During the Holiday Season To many people, the best time of year is the holiday season when they unite with family, rekindle friendships and to continue traditions. Unfortunately, the holidays aren't just the time of year for your family to get together; it's al...

Read More
Posted on: December 19, 2019

Distracted Driving: Do’s and Don’ts

distractions while driving

Many people define "distracted driving" in a limited way. They think texting while driving is the only real behavior that distracts them while behind the wheel. This is understandable since texting requires manual, cognitive, and visual attention and that's the same attention that safe driving requi...

Read More
Posted on: December 12, 2019

Car Theft Rising Due to FOBs Keys Left in Vehicles

Car Theft

Last year in the United States, every 45 seconds, there was a stolen vehicle reported. Out of these thefts, one out of eight was because the driver left their FOB or keys inside their vehicle. According to the National Insurance Crime Bureau (NICB), this is a growing problem. In 2015, there were ov...

Read More
Posted on: November 7, 2019

What You Should Know About Winter Driving

winter commercial auto insurance

If you employ commercial vehicle drivers that have to drive on the icy and snowy roads in the wintertime, you know the dangers of sending them off without preparing them first. It takes seconds for a vehicle's tires to lose traction and have your drivers spinning the tires of the vehicle looking for...

Read More
Posted on: October 31, 2019

Halloween and Distracted Driving

halloween driving safety tips

As children hit the streets to trick-or-treat on Halloween night, their chances of a motorist injuring them increases greatly. In fact, Halloween is one of the top three  days for pedestrian injuries or deaths, according to the NHTSA. And, since the trick-or-treaters are going to be excited, th...

Read More
Posted on: October 17, 2019

The Alarming Motorcycle Crash Statistics

For every 100,000 registered motorcycles, 55.5 occupant deaths occur, according to the Insurance Information Institute.  This is startling statistic when compared to 14.4 occupant deaths for every 100,000 registered passenger vehicles.   There are numerous factors which make motorcy...
Read More
Posted on: September 26, 2019

Top Distractions Fleet Drivers Experience on the Road

Distracted driving can occur at any time and for a wide range of reasons, though there seem to be some common elements in what distracts drivers. If you run a business where employees are driving your fleet vehicles, you need to protect the drivers and your vehicles by preventing distractions. Dist...
Read More
Posted on: August 29, 2019

Tips for Avoiding Buying A Used Car that Has Been Flooded

Car Flood Insurance

Occasionally, when you are in the market to buy a used car, the middleman car buyer will hide the flood-damage history of the car intentionally. This is referred to as 'title washing'. Once the flood water has receded from the car, it can leave it damaged which eventually causes problems for you dow...

Read More