Business Insurance Articles

Posted on: September 2, 2015

Why You Need Commercial Crime Insurance

Commercial property loss occurs more often because of crime-related incidents than any other cause. Employee theft is one of the largest vulnerabilities of commercial crime, but it’s not the only crime-related exposure that a small business faces. Forgery, alteration, non-employee robbery or theft...
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Reasons a Lapse in Small Business Insurance is Bad

A lapse in small business insurance means that your insurance policy has been terminated. It can occur as a result of failure to pay the premium or because the policy contract becomes void for other reasons, such as not meeting the insurance carrier’s requirements. But regardless of the reason, th...
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Understanding the Basics of Business Insurance

Understanding the Basics of Business Insurance

When investing in small business insurance, it is important for owners to understand what type of coverage is included in a basic policy. Once this is made clear, business owners can then decide if additional protection is necessary, allowing them to amp up their initial plan for optimal protection....

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Tips for Selecting the Right Business Insurance Provider

Tips for Selecting the Right Business Insurance Provider

When searching for the best commercial insurance for your small business, it is crucial to compare rates, as well as terms and conditions from multiple providers. However, there are some basic things to understand before narrowing down the selection of prospective companies. Try to find the best ...

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Steps for Filing a Business Insurance Claim

Steps for Filing a Business Insurance Claim

The first step toward protecting your small business is to seek a business insurance quote and invest in the best coverage possible. While there are many different types of plans that can be bundled together for an optimal policy, owners should understand the process of filing a claim should their c...

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Understanding the Basics of Workers’ Compensation Insurance

Understanding the Basics of Workers’ Compensation Insurance

Depending on the state in which your business operates, your requirements for workers’ compensation systems can vary. This is one reason why understanding the basics of Workers’ Compensation Insurance is so important to business owners when purchasing coverage for their company and their employe...

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What Does an Insurance Adjuster Do?

What Does an Insurance Adjuster Do?

As a business owner, you may not be well-versed in all the jargon thrown around by business insurance companies, and that is fine since your agent will likely guide you through the basics. However, you may benefit from understanding some roles that come into play once a claim is filed, such as the d...

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How to Save Money When Buying Business Insurance

How to Save Money When Buying Business Insurance

When starting your own business, finances can be tight, but business insurance is not the place you will want to start skimping.  There are some ways to ensure you are getting the best deal on coverage for your company, just remember to never substitute quality insurance for a good deal. Comp...

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Common Myths Surrounding Business Insurance

Common Myths Surrounding Business Insurance

After developing a solid business plan, many business owners begin to look at options for commercial insurance. However, there are some myths surrounding the investment that should be debunked before owners purchase coverage. 1. That you don’t need coverage – Even the most careful person can ...

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Businesses Run From Home Still Require Commercial Insurance

Businesses Run From Home Still Require Commercial Insurance

For many small businesses just getting their start, it makes the most financial sense to headquarter out of the owner’s home, though it could be a costly mistake to assume your home insurance policy will include coverage for the company. In most cases, homeowners insurance policies don’t exte...

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