Business Insurance Articles
Posted on: September 1, 2015
Why Work with an Insurance Agent?
Business insurance coverage for your company is essential, whether it’s a small or large business. No matter your industry, size, or location, you need insurance coverage. While you know that you need insurance, taking the time and energy to find the right fit can be frustrating; this is where an ...
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Many Small Businesses Not Prepared For Health Care Reform
ObamaCare could have many implications for the nation's small businesses, and the majority aren't prepared. With the potential for health care reform to cause some issues, it is important to ensure small business insurance portfolios are up to par, to prevent any other problems in terms of liabil...
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Banks More Willing to Lend to Small Businesses
In the wake of the recession, most major banks were less willing to extend lines of credit to both consumers and business alike. But as the economy continues to make notable gains, this trend could be reversing. According to a report from the Washington Post, based on data from business lending p...
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How Will ACA Mandates Impact Companies’ Ability to Pay for Insurance?
Millions of Americans rely upon the health insurance their spouses receive from their employers to help them pay for their own medical costs, but changing federal laws may make it more difficult for them to receive this type of coverage down the road.It's believed that many smaller companies in pa...
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5 Ways to Mitigate Common BYOD Problems
More small business owners are beginning to realize the possible benefits of allowing employees to bring their own devices (known as BYOD) to work. It increases productivity and allows employees to work on platforms they are most comfortable using. However, it does lead to a few potential problems t...
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5 Tips for Your Bar or Restaurant to Reduce Its Alcohol Related Insurance Claims
Operating a bar or restaurant that serves alcohol can prove a prosperous endeavor, but also one with a number of legal risks and liabilities. Since even in restaurants, alcohol can account for 50 percent of the profits, you may eventually need to deal with alcohol-related insurance claims. If you ...
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Tips to Reduce EPLI Claims
Employment Practices Liability Insurance, or EPLI, is becoming an increasingly important type of business insurance coverage for companies to purchase. In fact, it’s a huge risk for businesses with employees to operate without this particular type of insurance coverage. We live in a world where...
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What is the Terrorism Risk Insurance Act?
On September 11, 2001, the world changed for businesses in the United States – especially where insurance was concerned. The $40 billion economic toll of the 9/11 attacks, resulting from nearly 3,000 lost lives combined with an unprecedented amount of property damage on U.S. soil caused by acts of...
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Protecting Your Small Business Equipment
Equipment is an investment for any businesses. Small businesses often feel the pinch of this investment more sharply than larger businesses. Regardless, of the size of your business, however, the need to protect your investment remains the same. These are just a few great ways your small business ca...
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Optimism among US small businesses still rising steadily
While small business owners around the country may still not be as optimistic as they were before the recession hit in 2008, there has nonetheless been a slow and steady increase since bottoming out in mid 2010. According to the latest Wells Fargo/Gallup Small Business Index, small business owner...