Business Insurance Articles

Owning and operating your own business can be a wonderful way to earn a good living and be your own boss, but you also have a lot to think about. Protecting your business and property is one of those important things. There are many things that can affect your business property, from natural disaste...

As a business owner, keeping account of your company’s physical assets is important for commercial insurance purposes. In the event, of a fire, theft, damage or loss, you want to ensure that your business is protected. Creating an office inventory list will assist in keeping record of your company...

General liability insurance, also referred to as commercial general liability insurance, is one of the most common types of small business insurance. General liability insurance provides broad coverage for the small business owner and is a foundation for small business insurance. Learning about esse...

Commercial General Liability Insurance protects a small business in the case of litigation for property damages or personal injury. Typically, commercial general liability covers damages from a lawsuit in addition to associated legal costs. Because today’s nation is progressively litigious where e...

While business owners are likely aware of how important it is to keep their clients and employees alike safe, some accidents or incidents may be unavoidable. When these happen and someone is seriously injured or if the event is fatal, having ample liability insurance is crucial for small businesses....

With small businesses hiring more people in April, there could be an increased need for liability insurance. Overall, small business owners reported increasing employment an average of 0.14 workers per firm – the fifth straight positive monthly gain, according to the National Federation of Inde...

The improving economy and housing market has been pushing consumer confidence higher, as it reached a five-year high in May. With consumers feeling more confident, small companies across the country could see additional business, which could lead to an increased need for liability insurance. T...

Even though consumer spending dipped in April, consumer sentiment ended May near a six-year high, which could help boost sales at small U.S. retailers in the near future. Should retailers see increased sales, more customers will be frequenting stores, which, in turn, leads to a greater risk of an...

Retailers across the country might be seeing higher sales levels, with consumer spending picking up, which can be beneficial. However, with more people in their stores, the owners of these retailers need to be concerned about slips and falls that could lead to a lawsuit. For this reason, it is im...

With fewer U.S. homeowners being foreclosed on, consumer spending could pickup, which might lead to additional business at small retailers across the country. As these companies see more customers, the risk of an incident that leads to a significant lawsuit could increase. For this reason, small ...