Business Insurance Articles

Posted on: September 1, 2015

Employee Background Checks: Key Terms to Know

Background checks can be helpful when you are selecting new employees. They look at several types of records on an individual, including criminal, commercial, and financial. You or your HR department can do some of these by yourself. Others are more easily done by an agency that specializes in co...
Read More
Posted on:

Risks of Disposing Electronics

According to the Population Reference Bureau, there are nearly 40 million metric tons of electronic or e-waste produced each year worldwide. This comes primarily in the form of televisions, computers, and other mobile devices. The Human and Environmental Impact of e-Waste The National Institut...
Read More
Posted on:

8 Factors that Impact the Cost of Small Business Insurance

Although many small business owners grumble about the cost of small business insurance, few actually know how the cost is determined. There is a range of factors that affect how much companies pay. Here is a look at eight factors that influence cost the most. #1. Type of policy. General liabil...
Read More
Posted on:

Does Your Car Insurance Provide These Coverages?

Different auto insurance policies cover different things according to the specific policy you purchase. It’s important for you to know precisely what your policy does and does not cover. For instance, does your policy cover these contingencies? If you don’t know, now is the time to find out. ...
Read More
Posted on:

E&O vs. Professional Liability Insurance vs. Medical Malpractice: What’s the Difference

Insurance is a complicated subject. There are many different types that meet the needs of specific industries. One common question among medical professionals is what is the difference between errors and omissions insurance and medical malpractice. Here is a look at the different types of insuran...
Read More
Posted on:

Is 3D Printing a Business Risk?

Just when you thought you had all of your business insurance ducks in a row, along comes 3D printing. This latest technology, straight out of a sci-fi movie, lets you create actual objects, fully dimensional right in your office. Why is this a concern to businesses? New technology always brings w...
Read More
Posted on: August 27, 2015

I’m a Lawyer – I don’t need insurance!

As a legal professional, you can understand protecting your business from risk of loss and litigation better than any area in the small business community. Protection for your own Practice should not be overlooked. Here are seven areas where your losses can be reduced or maybe even eliminated wit...
Read More
Posted on:

Commercial Auto Insurance: Why Your Small Business Might Need It

If your small business uses vehicles to operate its business, then it’s critical to have commercial auto insurance.   Commercial auto insurance can cover all types of vehicles, from cars, trucks and vans that are used by you or your small business employees in their normal course of bus...
Read More
Posted on:

Business Insurance Agents – Do I Need One?

If you are considering purchasing insurance coverage for your small business, at some point you’re probably wondering about business insurance agents – do I need one? Small business insurance can be a complex arena, with many things to consider before deciding on the type and amount of coverage ...
Read More
Posted on:

Named Perils Policy vs Open Perils Policy (All-Risk Policy)

You have worked hard to start your business and find the perfect location, but what if an unexpected event was to occur that would cause damage to the dwelling and contents? There are a number of ways to plan for events such as fire, flood, vandalism, theft, windstorms, or natural disasters, but no ...
Read More