Business Insurance Articles

Posted on: February 11, 2013

Courier Insurance

Couriers provide a unique delivery experience for individuals or businesses that require documents, information, packages, or mail in a swift and efficient manner. Rather than using a mail service that doesn’t guarantee the time of delivery, many people choose to hire a courier service to hand-del...
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Posted on: December 24, 2012

Martial Arts Studio Insurance

Martial Arts Studio Insurance

Martial arts is a broad term that covers any type of combat technique, including Judo, Tae Kwan Do, Kung Fu, Akido, Karate, and more. If you own and operate a martial arts studio, you most likely offer these classes or others to your students. Martial arts studios teach children, teens and adults va...

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Posted on: September 12, 2012

Building Ordinance Coverage

building ordinance coverage

A commonly overlooked insurance coverage, building ordinance coverage is an important consideration for small business owners who own a structure for their business. It important to understand the difference between standard property insurance and building ordinance coverage. Standard property ...

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Business Income and Extra Expense Coverage

extra expense coverage

In the event of a natural disaster such as a fire, earthquake, tornado or other unforeseen event, your business may not only incur damages to your building and inventory, but also repercussions to its income stream. Such events cannot be avoided, but what you can do is to protect your company from ...

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Posted on: March 30, 2011

Four Types of Loss Exposures that Small Businesses Face

loss exposure

Every small business is subject to risks, which can lead to a "loss exposure". A loss exposure is any possibility of financial loss due to loss of use, damage or financial claim against you or your small business. Businesses that analyze the four most common risk management areas as they relate to t...

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Posted on: February 9, 2011

What Is Commercial Auto Insurance?

It may seem fairly obvious that if you have cars or other vehicles that are used by your business (owned by your business; owned yourself; or even leased) that you must have commercial auto insurance on those vehicles. It is mandatory in many states, but there is a surprising amount of small busines...
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Posted on: August 10, 2010

How Retail Store Owners Can Defend Against Shoplifters

Having to deal with shoplifting isn’t a new problem for retail store owners to contend with, but it remains an issue for many stores across in the US. In fact, according to a 2011 survey conducted by Hayes International, more than $6 billion was shoplifted from 24 major retailers and small retail ...
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