Homeowners Insurance Articles

Turkey day is a great day to get friends and family together and sit back and relax while you cook — and eat —the turkey. However, since cooking is a leading cause of home injuries and home fires, it's important that you practice thanksgiving fire safety. Around 66 percent of fires are starte...

When it comes to life or homeowners insurance, you may think it’s a one-time thing that you take care of once and then forget about it. However, you should review your policy each time something significant in your life changes. Below are some reasons why you should review your insurance policies....

Fall is here and now is the time to check your fall home maintenance checklist to see if your home is ready for the cooler months ahead. Below are some tasks that should be on that checklist. HVAC System There are some tasks you need to do to get your HVAC system ready for the upcoming months....

Burning candles might seem like a simple task that is easy to do safely, but there are probably a lot of safety precautions you weren’t aware of. Just because you have been lucky so far, doesn’t mean you always will. According to the National Fire Protection Agency (NFPA), approximately 25 home...

Before a flood strikes, there are many things you can do to reduce the damage caused to your home and property. Below are some steps you can take to preserve the integrity of your home and reduce the impact the water will have on your family and your assets. Know Your Flood Risk The first thing yo...

There are many items around your home that should be kept in a safe place. Your important documents and valuables are often spread throughout the home, so in the event of a fire, it would be impossible to rescue them all.   A general rule is that documents that are needed quickly or on a ...

Do you consider your pet as part of the family? If your beloved pet should suffer an illness or accident that could mean extended treatment or surgery, are you protected? Illnesses and accidents can happen unexpectedly and can quickly reach into the thousands. This can leave you burdened with financ...

When you shop around for a new fire alarm, you have a choice between a traditional hardwired one or a wireless version. While wireless have some definite benefits, there are still some reasons you might want to opt for the standard hardwired variety. These are connected to your home’s electrical s...

Wildfires are a part of nature. In fact, they are crucial of most ecosystems. However, when wildfires infringe on humans, they can be very destructive. In 2002, a series of devastating forest fires led Congress to pass the Healthy Forests Restoration Act (HFRA), which was passed in 2003. One of the ...

During the holidays especially, many people enjoy burning candles to add a festive touch. But people burn candles all the time, not just during the holiday season. They are pretty, smell good, and give off an ambiance that really sets the mood. However, they can also be dangerous when you don't u...