Homeowners Insurance Articles

Posted on: June 24, 2016

5 Reasons You Need Renters Insurance

Reasons to have Renters Insurance Bolt

Over 35 percent of US Americans rent their homes. You would think they would know enough to protect their personal belongings with renters insurance, however, one recent survey showed that over half of renters who are in the age range of 23 through 29 don't have insurance — and this puts them at r...

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Posted on: June 21, 2016

Tips to Prevent Water Heater Damage

prevent water heater damage bolt

Typically, you don't think about your water heater until something happens to it. It is usually sitting in your basement or hidden in a utility closet, unseen and unheard of.  That is, until there’s a problem. This means that you still, however, need to regularly maintain your water heater for sa...

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Posted on: February 11, 2016

Understanding Winter Weather Forecasting Alerts

Understanding Winter Weather Forecasting Alerts

Residents and small businesses are urged by the NOAA's National Weather Service to stay on tops of local warnings and forecasts and get educated on the different types of weather terminology. Below are definitions of some of the main winter weather alerts that as a small business owner you should kn...

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Posted on: January 29, 2016

Risks of Uninsulated Pipes

Winter Insulation bolt Insurance

    During the cold temperatures, it is understandable if you are concerned about your pipes bursting. The cold weather in the winter can cause pipes to freeze and burst, which can cause flooding and expensive water damage to your business or home. It's important that you take preve...

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Posted on: September 8, 2015

Review Your Homeowners Insurance Coverage for Hurricane Season

Most likely you make a checklist for things like grocery shopping, to-do lists for work assignments or performing home repairs. However, do any of your checklists include reviewing your homeowners insurance coverage?   According to a Colorado State University press release, for the Atlant...
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Posted on: September 2, 2015

What To Do During a Power Outage

If you are at work and the power goes out, it can be frustrating to have your workday interrupted. But outages can cause more serious problems than just being unable to finish an invoice or get a power saw operating. Outages Are More Than Inconvenient Think of the 50 million people in the New ...
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Why Should I Complete a Home Inventory?

If the time were to come that you needed to file a claim with your homeowners or renters insurance, they will need an inventory of your belongings. In order to simplify the process of filing a claim, you should complete a home inventory as you are first moving into or setting up your new home. Havin...
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Posted on: September 1, 2015

Small Businesses Must Assess Health Insurance Costs

Small Businesses Must Assess Health Insurance Costs

The mandate in the Affordable Care Act which states that all businesses with 50 or more employees must provide health insurance coverage to their workers has drawn considerable criticism in recent years, and now some companies that fit in with that designation say they would rather pay the fine that...

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Insurance for your Self-Storage Unit

Many homeowners and small businesses use self-storage units for extra inventory or supplies. Located in many neighborhoods, they provide convenient extra room at an affordable price. Did you know that you need to get your own insurance for your unit? If a fire breaks out and they are destroyed ...
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What Impacts My Homeowners Insurance Premium?

So, you come home from work one day to find your annual homeowners insurance premium invoice waiting for you in your mailbox.  As you open it, your eyes immediately focus on the “Amount Due” at the bottom of the page, but after you see the amount, you ask yourself how that amount is derived an...
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