Homeowners Insurance Articles
Checklist for Your New Apartment Walkthrough
You just found a good apartment that fits your style and price range and you're all ready to move in. But, before you get packing those boxes and loading up the moving truck, you should do an apartment walkthrough. This is similar to a home safety checklist, except you'll be walking through and apa...
Should I Get a Residential Emergency Backup Generator for My Home?
A residential home emergency generator can be the difference between unbearable heat and spoiled food to keeping your home mold-free and dry after a storm. If you live in an area that's vulnerable during hurricane season, power outages are commonplace and can last for several days. By installing an ...
What are Sinkholes?
You may not want to think a sinkhole will one day suck up your home. But, it can happen and the costs that are left behind might even seem worse. Therefore, it's important that you prepare for unfortunate disasters like this, know what to do if one strikes and make sure you’re properly insure...
Do I Need to Insure My Antiques?
There are many people who enjoy collecting antiques — whether it's furniture, art, coins, collector cars, dolls, figurines or fine wine. Having something happen to your treasured possessions may be hard to imagine. However, if it happens, there is collectibles and antiques insurance that can cover...
HVAC Home Inspection Red Flags
Once you've decided on that new home you're going to buy, it's important that you hire a home inspector (or do it yourself if you can't afford a professional) to come in and find the various home repairs that can mean hidden costs. The home inspector will inspect your new potential home from top ...
Have You Cleaned Your Clothes Dryer Vent?
Cleaning your clothes dryer vent is just as important as any other household chore. In fact, it's necessary. This is because your dryer's lint trap doesn't always catch all the lint that's formed during the clothes drying process. Small particles of this lint are carried along through the vent hose ...
The Importance of Keeping Your Gutters Clean
Chances are you think that a few twigs and leaves in your gutters can't hurt your home. But, this isn't the case. In fact, to avoid large and expensive repairs to your home, you have to keep your gutters clean. Your gutters control the water that is around your house. When they get cluttered with de...
How to Conduct an Insurance Inventory for My Apartment
Making a home inventory list can serve multiple purposes. Not only does it help you track and declutter and organize items that require repair or upkeep, but most importantly, it allows you to document your valuable items for your renters insurance company if your belongings are damaged or your home...
What are Attractive Nuisances?
You may have everyday objects that present hidden dangers to children. Children may find these objects irresistible and draw them in. These "hidden dangers" are known as attractive nuisances. Attractive nuisances compel and entice children to come on your property and cause them harm. Examples of...
Do You Have Gaps in Your Personal Insurance Coverage?
There are so many things to cover when buying insurance to protect your loved ones from financial devastation if your home burns down, if you're in an incapacitating auto accident, or if you lose your life and can no longer provide for your family. That is why it's so important to make sure you do n...