Homeowners Insurance Articles

Your homeowners insurance is one of the most important purchases you’ll make outside of the actual purchase of your home. This is what stands between your family and potential financial disasters if someone becomes injured while on your property or if your home is damaged or destroyed by covered e...

Your house is probably your most valuable asset and to protect it along with your personal belongings in it, you need a homeowner's policy. However, do you really know what is included in your policy? What happens if there is an emergency? Do you know your coverage? Most people don't really take the...

All children love a treehouse. Whiling away those hazy days of summer playing up in the branches of a beautiful old tree is a memory we as adults cherish. When you’re a child, you don’t tend to worry too much about the safety aspect of a treehouse; however, as a responsible adult, the question o...

Building a new deck? You may be wondering if it's covered under your homeowners insurance policy. The truth is, your deck is considered a part of the physical structure of your home if it's attached to your home. Therefore, it would be covered through your 'dwelling coverage' of your homeowner's pol...

If you plan on purchasing a fire pit or already own one, it's important that you review fire pit safety to ensure you keep your friends and family safe. This is particular important if you haven't used a fire pit before since it takes just mere seconds for a comfortable fire to burst into dangerous ...

Memorial Day is a day that many Americans observe to remember the people who were killed while they served in the armed forces. It's also a day where many people like to barbecue. When you pull out your grill this year, you have to ensure you take certain precautions before, during, and after you us...

The leading cause of fires in homes and home injuries is cooking fires, according to the National Fire Protection Association. And unattended cooking is the top cause of kitchen fires. Therefore, it’s essential that you follow some safety tips to avoid having a kitchen fire. Don't Leave Food Unat...

Your shed can be an easy target for thieves since you typically store things like gardening tools and equipment, bicycles, and other valuable items. Because of this, it's important that not only does your homeowners insurance cover your shed, but that you have an adequate amount of coverage. Keep in...

Keeping an inventory of personal belongings like your electronics, clothing, furniture and jewelry is important. When you don't have documentation, substantiating your insurance claims can be frustrating and time consuming. What is a Digital Home Inventory? A digital home inventory allows you ...

More than 70 percent of homebuyers aid that curb appeal was important when choosing their new home, according to a 2013 National Association of Realtors survey. When it comes to real estate, the exterior of your home is not just memorable, but can even affect the sale of your home. If you’re in...