Workers Compensation Insurance

Posted on: September 4, 2015

Understanding the Basics of Workers’ Compensation

Protecting your brand as well as your employees should be made a priority when insuring your small business, and having workers’ compensation insurance is not an option with regulations in place by state law. However, it is important you understand the basics of the workers’ compensation system ...
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Tips for Hiring Low-Risk Employees

Tips for Hiring Low-Risk Employees

As a small business owner, there are many tasks that you will likely complete on your own until you are able to expand. One thing you will need to do if you lack a human resources employee to conduct the hiring process when necessary. While this may seem fairly simple, as you will known better th...

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Getting Employees Back to Work After A Worker’s Compensation Claim is Filed

Getting Employees Back to Work After A Worker’s Compensation Claim is Filed

Providing your customers, clients and employees a safe work environment should remain a priority as your small business grows, but with success often comes the need for a larger worker’s compensation insurance plan. As you hire more employees for your business, you will need to up your policy, but...

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Protecting Employees Feet in the Workplace

There are a variety of injuries that can occur in the workplace, both from sudden accidents and those that occur gradually over time. One such injury many employers don’t often think about is that of injuries to employees’ feet. If you have employees who work laborious jobs where most of the day...
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Smart Workers’ Compensation and Claim Reduction Tips

Workers’ compensation insurance coverage is one of the most necessary items to include in a benefits package. The good news for small business owners trying to operate on a budget that it is possible to bring workers compensation claims down. But how exactly can this be done? Take a look at these ...
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Small Business Hiring Expected to Slow This Year

Small Business Hiring Expected to Slow This Year

While there is a large amount of economic uncertainty in the U.S. these days, many small business owners think they're doing well. However, they are typically not doing so well that they feel they'll be able to increase payroll this year. Today, roughly three in five small business owners feel t...

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Types of Body Protection

One of the most important thing you can do as a small business owner is practice proper safety when it comes to your employees. These are the people who keep your business operating from day to day and are instrumental in helping it grow. They not only deserve your protection, by enacting certain sa...
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Does Your Small Business Need a Hearing Conservation Program?

Prevention is always the best way to deal with injury on the job. That’s what hearing conservation programs are all about. The Occupational Safety and Health Administration, OSHA, has made them the cornerstone of their hearing guidelines. What Is a Hearing Conservation Program? A hearing con...
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Workers’ Compensation Premium Rates Ranked by State

According to the Insurance Journal, workers’ compensation insurance rates fell in 2014, good news for small business owners. The rate hit a record low of $1.85 for each $100 of payroll. This varied by state, from a low in North Dakota of $0.88 to a high of $3.48 in California. The study was don...
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Study: Wellness Programs Result in Fewer Employee Workplace Injuries

Investing in wellness programs can help the bottom line of small businesses, at a rate of just about 2:1. For each dollar that a company puts into a wellness program, they see an average of $2 worth of benefits in return. This includes  get healthier staff, fewer injuries in the workplace, and high...
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