Taking the time to compare auto insurance is the best way to save money on your insurance premiums. Don’t make the mistake, though, of taking a one and done approach to comparing your rates. Revisit your policies each year to make sure you’re still getting the best value, your insurance needs haven’t changed within the last year, and that you’re not paying for more coverage than you really need. Fortunately for you, it is easier than ever to compare car insurance quotes from top carriers. Here’s what you need to know.
The Internet has Changed the Way We Buy Insurance
Once upon a time, you had to visit several different insurance offices to get direct insurance quotes – or spend countless hours on the phone. Even then, it could take hours, if not days for a quote to come in. Today, the world has changed. It is the information age and data moves at the speed of the World Wide Web giving you access to quotes from numerous carriers in a matter of seconds. When you use an independent insurance agency, you can compare auto insurance quotes from top carriers.
Why Compare Car Insurance Quotes?
Aside from the money saving aspect of obtaining multiple auto insurance quotes, you can also make side by side comparisons of coverage to make sure you’re getting the best combination of coverage and cost available. NerdWallet warns against sticking only to nationwide carriers and checking out regional and specialty carriers (like USAA which is available to families with military connections) too for surprising savings, incentives, and outstanding customer service. The more quotes you get, the more information you have so that you can make wiser buying decisions.
Take Advantage of Life Changes that May Affect Auto Insurance Costs
There are many life changes that can affect your auto insurance costs. These include things like:
- Marriage
- Birth of a Child
- Retirement
- Decision to Telecommute
- Moving to New Neighborhood, City, or State
- New Car Purchase
- Added Safety Features
- Installed GPS Tracking
Any of these things can impact your insurance costs and what kind of coverage your need. You should get a quote after any of these changes and at least once a year if no changes have occurred.
Comparing auto insurance quotes from one carrier to the next is the perfect way to be confident that you’re getting the coverage you need for a price that’s right for you too. While it might seem best to stick with nationwide carriers, consider comparing others in the mix as well so that you can explore the best car insurance for you.
Be sure to use our online form to compare auto insurance quotes.
