Insurance for

Engraving business general liability insurance

One of the most important business insurance policies you should get for your engraving business is general liability insurance. This insurance policy covers basics liabilities such as libel, slander, injuries caused to customers, or claims from products you sell. Completed operations is also covered under general liability insurance. For example, if you engrave a bracelet with the incorrect spelling, the resulting claim from this error is covered under completed operations. If a customer slips in your engraving shop, general liability will cover the medical costs as well.

Engraving business products liability insurance

Products liability insurance is a type of business insurance policy businesses invest in to cover loss or claims resulting from the products they sell. In an engraving business, if you engrave a glass paperweight that causes a sharp edge that later causes an injury to the customer; you may be responsible for resulting medical costs or litigations. A products liability policy may provide the coverage you need against incidents like these.

Engraving business commercial auto insurance

Business auto insurance is a type of insurance specifically tailored to your company vehicles. If you drop off finished pieces or pick up supplies, these are considered business errands. Each time you make a business-related trip, your vehicle should be covered by business auto. It will provide coverage if you get into an accident, for bodily injury, property damage and may provide coverage for theft or vandalism.

Engraving business cyber liability insurance

If your engraving business sells your services online, you may be aware that you are at risk of a variety of cyber crimes. Hackers can get into your account and forge payments, or steal business or customer financial information and use it for illegal means. Cyber liability insurance will protect your business from losses incurred from crimes like these.

Engraving business business property insurance

Your engraving business property is at risk of damage from vandalism, fire, flood, or natural disasters like tornadoes or earthquakes. Even extreme weather conditions can cause damage to your property and its contents. Protect your business from damage to the property with a business property insurance policy.

Engraving business workers’ compensation

Worker’s compensation is an important insurance policy for all businesses to have. Your employees are at risk of falling inside the shop or getting injured from the engraving equipment. If they get a work-related injury, the diagnosis and treatment will be covered by worker’s compensation insurance. The policy also covers recovery, physical therapy, and any lost income while they are out of work.

Engraving business crime insurance

One of the biggest risks when owning an engraving business is the risk of crimes, whether committed by passersby, customer, or employees. These crimes include theft most of all, especially due to the expensive jewelry and items in your engraving shop. To protect your business from theft, shoplifting, or vandalism, you need crime insurance. So if a visitor to your shop steals a watch to be engraved, the loss you and the owner of the watch incur will be covered by the policy.

By choosing from these types of engraving business insurance policies, your engraving business will be protected from your potential risks and you can continue operating the business without added worry.