Insurance Insights

Embroidery services include providing embroidery for things like linens and pillow cases, clothing, kitchen towels, and even wall artwork. You provide the creative element, purchase supplies, and may even make deliveries of the finished product. Due to the type of work, you are at risk for liabilities if a customer visits your business location, as well as an unexpected event that could cause damage to your expensive equipment. Cover these and other risks with embroidery services insurance.

The crime rate in the United States has always been worrisome, but it is gradually improving. Many communities throughout the country are seeing a reduction in various types of crimes. Part of this is due to the efforts of communities and law enforcement helping to prevent crimes before they occur. This is what National Crime Prevention Month is all about.

Hearing aids stores fulfill a much-appreciated need — selling hearing aids. Hearing aids help the hearing-impaired and are worn behind the ear or inside the ear. Hearing aid stores, whether brick and mortar or e-commerce, also sell a number of other related items like batteries for the hearing aids, devices for wearing different types of hearing aids and additional supplies and accessories. A variety of business risks exist for hearing aids stores, including theft, dishonest employee practices, damage to the property from unexpected events, and various liabilities. Protect these and other risks with hearing aids store insurance.

Many of the nation’s small business owners have a lot on their plate in the course of any given month and therefore don’t necessarily always have the time to think about the many little things that could cost them more money in the long run than they need to.

Hosiery stores sell products like nylons, leggings, socks, tights, legwarmers and slippers. They often carry accessories and clothing items for men and women, including robes, sleepwear and socks. If you own and operate a hosiery store, you should know your biggest risks are crimes like shoplifting and theft, and damage to your property, though there are other risks to be aware of. The best way to protect your business from these risks is with hosiery store insurance.

Creating something unique that can be patented or copyrighted is also known as your intellectual property. It can be an invention, idea or a startup business. If this sounds like something you have thought about or created, you will want to protect your intellectual property. It is important to protect it so that someone else doesn’t steal your idea and claim it as your own. If you don’t act fast, you may lose the intellectual property rights.

These days, many small business owners across the country may know all too well how cutthroat the competition in their industries can be, and may be looking for any edge they can find as a means of increasing their success. One area in which they may not have considered getting such an edge yet is in the emerging sector known as “Big Data.”

The decision by Congressional lawmakers to shut down the federal government at the beginning of October has had a major impact on many people and parts of the U.S. economy, and one area that might be taking a particularly hard hit is the small business sector.

Operating a hair salon, especially when you choose a good location, has the potential to be a rewarding and profitable business. But before you open your doors, be aware of the risks you are exposed to. These aren’t necessarily guaranteed for every hair salon, but by understanding a little more about them, you can take the necessary steps to mitigate them.

Restaurant owners and managers have plenty to worry about. One of those concerns is providing adequate protection for food delivery employees. And, there are also many reasons it’s in the best interest of your business to do so, most importantly, safeguarding your employees from harm or injury. As a restaurant owner, you have a few options for protecting your food delivery employees.