Insurance Insights

Being a construction contractor gives you the opportunity to work in a field you enjoy, and own your own business. This has many rewards, especially considering this industry oftentimes does well in all types of economies. You can have a very lucrative and successful business as a construction contractor. However it also helps to educate yourself on the common risks of this type of business, and how best to reduce those risks. By taking care to protect your company from the more common risks, you can avoid potential struggle or bankruptcy as a result.

Art supply and drafting supply stores carry everything someone would need for their art and drafting projects. This includes drafting and craft tables, paints, pastels, oils, paint brushes, framing supplies, an assortment different types of paper and canvases, and many more supplies. As a retail store, crimes like theft and shoplifting are your biggest risks, alongside general liabilities like customers slipping inside your store. Protect these and other risks with business insurance.

While the improving economy has been a boon for many small businesses, a large percentage of owners say that while they may want to expand in some way, their ability to access the credit that would make such a move possible is still rather restricted.

A number of studies have shown that it’s been more difficult for small businesses to obtain financing from lenders in recent months, but this problem has been particularly troublesome for the independent companies with the least annual revenue.

Millions of companies across the country may store lots of sensitive data in a number of different ways, whether it’s electronically or on paper. However, while they may be confident in their ability to keep those records in total safety, things may be a little different when it comes time to dispose of that information. For this reason, it’s important that companies know whether their recycling or trash services will not pose a data breach threat.

The economic improvements seen over the past year or more may now have many independent company owners dreaming bigger than they have at any point since the recession began, but their efforts to do so might have been stanched a little bit in 2012 thanks to an increased tightness among lenders with small business loans.

With the economy improving rapidly, many small business owners may be enjoying more business these days, but interestingly, that may actually be an issue in and of itself in some cases. The recent steps forward, combined with compliance mandates for the coming health insurance laws, might actually be a little difficult for smaller businesses to be prepared for.

Running a small medical business can be a rewarding experience, but it also has its share of risks. With any type of medical business, whether you run a small dermatology office or a dental and orthodontist office, medical negligence may come up at one time or the other. By becoming familiar with the different types of medical negligence with your business, you can work to avoid these incidents and keep your patients safe.

Starting a new small businesses can be a major challenge for anyone, especially if they don’t prepare. To help ensure they are successful at getting off the ground floor, owners of these new companies should take the following tips into consideration:

Medical offices are staffed by nurses, doctors and physicians of all different specialties. The office might be for dentists, dermatologists, general physicians, gynecologists, podiatrists or for other types of medical specialties. Employees of a medical office are responsible for maintaining patient records, billing for services provided, scheduling appointments, and handling laboratory testing results. The risks for a medical office include liability for injuries occurring in the office, unexpected events causing damage to the property, and crimes occurring by the employees. Protect your business from risks by getting medical office business insurance.