Insurance Insights

Translators and interpreters provide translation services for conversations, interviews, speeches, dictations, and written material. Translators and interpreters are bi-lingual or multi-lingual, where they know more than their native language. This also includes interpreters or translators fluent in sign language. These services are used in a variety of settings including business meetings, medical centers, community organizations, legal proceedings, international institutions, and special events. Providing improper translation that damages the client in some way is the biggest risk for translators and interpreters. Others are similar for most businesses such as legal liabilities or crime. Protect your risk exposures by obtaining translator or interpreter insurance.

Cabinet stores carry everything the customer or contractor would need for building or upgrading cabinets. This includes wood and metal cabinets for businesses, kitchens, bathrooms and other specialty purposes along with things such as knobs and pulls, hinges, handles, tracks for shelving and additional accessories. Risks of a cabinet store are that of employee theft,  shoplifting, property damage, and other liabilities. Protect these risks with cabinet store insurance.

Small business owners have recently begun to note that they have an increased interest in obtaining financing as the economy continues to improve and they feel better about their prospects for expanding, but the lending market for this type of loan remains fairly constricted.

You thought long and hard about your business name, but now you have a need to change. There are many reasons to change your business name, including moving to a new location and wanting a fresh start to changing what your business offers and needing a new name for branding purposes. For whatever the reason, you should first consider the legal implications of that change. The following legal considerations are important to take note of before you start the process of applying for a new business name.

With major natural disasters, such as earthquakes, flooding and hurricanes, seemingly occurring every year, small business owners need to ensure their businesses are properly prepared.

Waste management is a big problem for businesses today. Failing to properly store and dispose of hazardous materials can lead to big problems for businesses. Unfortunately, it leads to even bigger problems for communities and the planet. Many common occurrences people and businesses think very little about can have a huge impact on the planet and even local drinking water. That’s why, as a business owner who works with hazardous materials, it’s so important to properly dispose of potentially hazardous materials in proper ways.

Optimism among small business owners has been steadily improving for some time now, and this trend continued through the end of the first quarter despite the fact that many owners are still somewhat concerned about certain economic issues.

Bicycle stores not only sell bicycles, but accessories people use when cycling. Whether your customers ride bikes as a hobby and in races and competitions, items commonly sold at bicycle stores include bicycles without motors, helmets and other safety equipment, clothing, water bottles, parts, and other accessories. Many bike shops also offer services like safety and training courses, rental services, custom work on bicycles, painting, and repairs.

A chiropractor is someone who provides medical services for a patient, which includes exercise rehabilitation, physical therapy, massage therapy, manipulation of the spine, hot and cold treatments, and a variety of therapies used for diagnosis and recovering from an accident or injury. Common risks of being a chiropractor include professional liabilities, losing patient records or business property damage. Obtain chiropractor business insurance to cover these and other risks you might face with your chiropractic business.

Social media marketing consultants are responsible for marketing the business through social media. This includes setting up social media accounts on LinkedIn, Twitter, Facebook and other sites, and keeping them maintained. The risks of operating a social media marketing business include professional liabilities related to the services you provide and general risks of running your own business. Choose social media marketing consultant insurance to cover these specific risks.