Insurance Insights

“Big data” is a term many small business owners may hear more often these days, but not necessarily know how the idea can be of help to them. However, a large and growing number of independent companies are starting to take advantage of the opportunities having access to this wealth of information can provide them.

Music studios, also called recording studios, provide a variety of music-related services. They may offer instructional classes on instruments like the guitar, piano, or saxophone, or offer sound recording and mixing services. Many music studios help inspiring recording artists to record music for their albums by mixing and recording the muscian’s work. Music studios also offer instructional classes in instrumental work as well as vocal instruction often have recitals and concerts to show what they have learned to friends and family. Owning and operating a music studio includes a number of risks, including legal liabilities relating to the services you provide and potential accidents on your business premises, as well as crimes and property damage cause by unexpected events. To protect these and other risks your business is exposed to, you should consider music studio insurance.

Parking lots are risky for anyone, whether it is your first time driving to a local business or you use that parking lot every day. Small business owners need to worry not only about their own vehicles being hit by other drivers, but also driving carefully in extreme weather and the safety of their delivery drivers. Be aware of the risks and if a parking lot accident occurs, take the right steps in reporting it. As a business owner, you may be the person at fault, the victim or the witness.

These days, with the economy improving and many small business owners feeling better about their prospects for growth going forward, a number of companies might want to expand through the use of small business loans. Luckily for them, it seems many banks are now willing to accommodate their requests.

In an attempt to better connect with the customers in their areas, many small businesses rely on being able to collect large amounts of contact information for these people, and they often do so for a number of reasons.

Though moving slowly, many facets of the economy are indeed recovering. As such, many people who have high net worths are opting to leave the workforce and instead start their own small businesses as a means of improving their job security.

Forecasters are predicting an active hurricane season this year, with between 13 and 20 named storms likely and around six major hurricanes, according to the National Oceanic and Atmospheric Administration.

The national economic situation has been hard on many small business owners in recent months and even as many may have wanted to increase hiring, they have largely been unable to do so. Meanwhile, many have recently been forced to resort to laying off workers as they continue to struggle to gain a foothold.

Collectibles stores are fun and rewarding shops selling items such as statues, memorabilia, glassware, figurines, china dolls, ornaments, holiday and decorative collectibles, and more. While it is a lucrative profession, owning a collectibles store includes a variety of risks. You sell many one-of-a-kind items, which means damage to a very collectible item can cause significant loss of business income. Other risks include slips and falls that could lead to legal action taken against you, and other liability risks. Protect your business by obtaining collectibles store insurance for each risk that you feel is probable.

Getting employee reference checks during the hiring process can feel something like a tightrope walk. You know it’s something you must do in order to avoid a potential negligent hiring lawsuit. At the same time, you’re afraid of different types of legal action if you do check references and mistakenly ask the wrong questions.