Insurance Insights

Building Safety Month occurs every May and is a campaign to raise awareness in your community about the safety of buildings. This includes buildings for residents and businesses who rely on the safety of their dwellings. The campaign will create public awareness about what to do in an emergency, how to prevent certain things from occurring, abiding by all building codes and having safe building construction as well as additional upkeep. Many businesses use the month of May as a way to re-visit building codes and be sure everything is working properly.

Janitorial supplies store most often sell to commercial janitorial companies, but also sell to non-janitorial commercial companies as well. Janitorial supplies sold consist of a wide range of products including cleaners, carpet cleaning solutions, laundry soap, disinfectants, degreasers, industrial deodorants, soaps, and chemicals. Cleaning equipment for janitors may also be sold such as carpet cleaning machines, trash bags, paper and plastic products, and mopping equipment. Much of the business risks associated with operating a janitorial supplies store is in the products you sell. Many of your cleaning products and chemicals are flammable, which increase the chance of a fire and damage. Protect fire and other business risks by getting janitorial supplies store insurance.

In your workplace, you no doubt want to keep your employees safe. However, even with proper security measures, your workers are still at risk of injury or illness due to the some common hazards. By identifying both common and uncommon hazards in your workplace and educating your employees on avoiding potential injuries or illnesses during work, you can further protect their safety.

Appliance repair shops are responsible for making small and large repairs to appliances, including refrigerators, dishwashers, freezers, washers and dryers. They also repair smaller appliances like televisions, microwaves, and vacuum cleaners. Appliance repair workers provide estimates and the necessary repairs for residential and commercial customers. Your company may provide mobile services where you work out of your home or from your own shop. Larger appliances are often repaired in the customer’s home or business. The newest appliances require more experienced appliance repair workers as they use new and improved technology.

Employee theft is an unfortunate risk all small business owners have. Even when you feel like you trust your employees and you made a good choice, things happen. After taking the right precautions when hiring employees, there are some ways to mitigate employee theft. Employee theft could include stealing merchandise, money from the cash register, supplies from your office or warehouse, or embezzling money when the employee is in charge of the accounting side of your business.

For many businesses and startups, the decision to protect intellectual property is one of the most difficult to make. Even after it’s made, it’s also one of the most difficult decisions for many businesses to follow up on. The primary reason is that you simply don’t know the next move you should make. These tips will help you protect your intellectual property so your business can focus on what it does best – bringing new ideas and innovations to life.

The federal government is dealing with a lot of potential issues as a result of the sequestration budget cuts that went into effect some time ago. However, the agency in charge of helping to foster small business growth nationwide seems to have a new idea for how it can carry out its task despite the recent and newly-proposed changes to its budget.

According to theNational Safety Council (NSC) Injury Facts 2011 Edition, the total cost of work injuries in 2009 was $168.9 billion. The same publication also states that the average cost per employee death is $1,330,000 and the average cost for each medically consulted employee injury is $36,000. With numbers like these, it’s no wonder that manufacturing business, construction companies, and restaurants are taking the need for improved workplace safety seriously. But, creating a culture that promotes workplace safety isn’t always as simple as it sounds. Here are a few things you must do for your business to create this culture of safety that is so necessary.

A notary public provides authentication of documents and other services relating to official documents. This includes witnessing signing over sensitive documents, asking for ID; ensuring signatures are authentic, administering oaths and affirmations, taking affidavits, and more. Your notary public may work out of a local office; provide mobile services to clients, or a combination of both. Risks of being a notary public include errors or mistakes made while providing notary services, legal liabilities in your office, and other miscellaneous business risks. Protect these risks with notary public insurance.

Operating a nightclub can be a rewarding business venture, but also one that poses a variety of risks. You need to contend with the safety of your customers and employees while avoiding liabilities, crimes, and potentially dangerous situations, like nightclub fires. As the club owner, you are responsible for the health and safety of everyone inside and maintaining proper practices to keep it successful. Consider these operating risks to be sure you have proper protection.