Insurance Insights

Acupuncture is a form of medicine that uses hair-thin needles in various points in the body to encourage its natural healing powers. Acupuncturists are trained and certified professionals that insert needles into the patient, in various pressure points, based on what the patient’s ailments are. It is their job to help the patient feel a relief from pain or other medical conditions, while encouraging their body to begin healing on its own. As an acupuncturist, you’ll not only be responsible for taking care of your patients, but also the business aspect of being an acupuncturist. There are risks involved, included a variety of liabilities, lawsuits from patients that claim they feel more pain after seeing you, or a number of business-related risks. Acupuncturist insurance will cover such risks and help you to secure your business assets.

Video is the rage these days on the Internet, sometimes going viral within days — or even hours. And it’s showing no signs of slowing down in demand or importance. That’s great news for enterprising business owners who are willing and eager to add video to the list of tools they have at their disposal. However, there are some risks involved that shouldn’t be overlooked. Before you dive into video search marketing to promote your business, you need to know a few important rules you’ll want to follow.

From inoculating dogs to spaying cats, veterinarian offices handle health and wellness check-ups, exams, minor surgery, and a multitude of other care services for pets. Veterinarian offices typically accept most house pets, including cats and dogs as well as some services for exotic animals and other small mammals, like rabbits, birds, and reptiles. As with any business, veterinarian offices have their own set of risks. These include potential harm to employees, accidents that can occur on the premises, and a variety of  liabilities as a result of the care given to animals in the office. Due to these risks, protecting your business by choosing adequate veterinarian office insurance is vital.

In the aftermath of widespread disasters it’s easy to focus on the families that have lost their homes and the swath of destruction that has taken out miles of coastline or burned many families out of their homes. The pictures can be devastating from a distance.

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<a href="https://agency.boltinsurance.com/news/miscellaneous/how-happy-are-small-business-owners-infographic"><noscript><img decoding="async" src="https://agency.boltinsurance.com/MarketingSite/wp-content/uploads/2013/03/how_happy_are_small_business_owners.jpg" alt="How happy are small business owners infographic" width="800" border="0" /></noscript><img class="lazyload" decoding="async" src='data:image/svg+xml,%3Csvg%20xmlns=%22http://www.w3.org/2000/svg%22%20viewBox=%220%200%20800%20533.333333333%22%3E%3C/svg%3E' data-src="https://agency.boltinsurance.com/MarketingSite/wp-content/uploads/2013/03/how_happy_are_small_business_owners.jpg" alt="How happy are small business owners infographic" width="800" border="0" /></a><br />Via: <a href="https://agency.boltinsurance.com/">BOLT Insurance</a>

What you don’t know about using outdated web browsers could prove extremely risky for the sake of your business. A recentKaspersky Lab report found that: “23 percent of users are running old or outdated web browsers, creating huge gaps in online security.” When you consider the sheer number of Internet users on a global scale, that’s millions of people operating at a considerable risk by not updating their browsers.

Business insurance policies are detailed contracts that inform the insured business what will be covered, as well as the rules they must follow. Like the insured, the insurer also has a set of obligations they must follow when claims are filed. The insurance policy should be treated as a contract; a legal document that ensures both parties will follow state laws and abide by their responsibilities and basic business insurance policy obligations.

Art studios give artists the space they need to create as well as a way to store their completed works of art, share their work with their community, and sell art from the studio. Many art studios are not run by artists at all, but art enthusiasts that have a passion for local artists, where they carry a variety of art such as paintings, sculptures, pottery, and jewelry. Due to the nature of the work in an art studio, art studio insurance is essential. Risk exposures such as natural disasters and unexpected events like fire, flood, earthquakes, and storms, can cause extreme damage to the building and contents. Other risks include a variety of liability related to customers purchasing items, employee dishonesty, and a number of other risks. Protect these risks by obtaining insurance policies such as the ones listed below:

If it has been your dream of owning and operating a restaurant, whether it’s a diner, cafe, or gourmet restaurant, you should be aware of the risks involved. While you can have a lucrative and passion-filled profession by owning your own restaurant, there are also certain mishaps that can go along with the territory. By knowing what these risks of operating a restaurant are, you can better prepare for them.

A major disaster, such as a flood, not only cause damage to the business property and contents affected, but it can be devastating to businesses. In fact, nearly 40% of businesses affected by a natural disaster will never open their doors again because of the damage, reports FloodSmart.gov. You can protect your business with flood insurance, but there are also other ways to protect your business from floods.