Insurance Insights
Business Renters Insurance
Owning and operating a business is more than just a rewarding career move; it’s a responsibility that requires a lot of decision making. One of the decisions you’ll need to make is choosing the right type of insurance to ensure all of your prospective risks are covered. If you conduct business from rental property, such as an office, retail store, or warehouse, it’s critical to have business renters insurance. This type of insurance is unique to companies who have rental property because other types of business insurance may not cover accidents or unexpected events occurring from property you rent, and not own. Think ahead if you’re renting the property where your business resides, so that all of your risks like accidents, property damage, and natural disasters are covered.
The Benefits of Employee Telecommuting Infographic
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Furniture Store Insurance
Owning and operating a furniture store can be an appealing and profitable career. If you have a passion for furniture and home design in general, you will find loads of benefits to choosing this type of business. Part of your responsibilities, however, is being sure your business is properly protected with insurance. Just as important as selecting the business location, merchandise and hiring employees, is business insurance. Furniture store insurance will cover the risks associated with your business including possible customer or employee injury from the furniture in your store, legal liability claims, theft, and damage to your property from extreme weather conditions, fire, or natural disasters.
Go Green Without Breaking the Bank for Small Businesses Infographic
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For many small businesses, going green without breaking the bank is very desirable. In our latest infographic, Go Green Without Breaking the Bank we explore the many ways that a small business owner can go green while conserving as much of their hard earned cash as possible (and even save more money). Presented as an Infographic (created for bolt by Infographic World) to help you more easily visualize and retain this information.
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Cable and Satellite TV Installer Insurance
Cable and satellite TV installers handle telecommunication services, such as installing cable or satellite TV for residences and businesses, as well as telephone, data installation, and high-speed internet installation. This can be a satisfying career for individuals that have had proper education and training in the telecommunication field. Along with the success of their business, a cable and satellite TV installer also has a number of risks to be wary of. Due to the nature of their job, installers of cable and satellite TV may be installing or upgrading services by accessing small crawl spaces and on ladders especially for installing satellite dishes. They may also risk harming themselves from electrical shorts or malfunction, as well as property damage to the residence or commercial building. Due to the many dangers of this occupation, cable and satellite TV installer insurance is essential to the success of the business.
Cable and Satellite TV Installer Insurance
Cable and satellite TV installers handle telecommunication services, such as installing cable or satellite TV for residences and businesses, as well as telephone, data installation, and high-speed internet installation. This can be a satisfying career for individuals that have had proper education and training in the telecommunication field. Along with the success of their business, a cable and satellite TV installer also has a number of risks to be wary of. Due to the nature of their job, installers of cable and satellite TV may be installing or upgrading services by accessing small crawl spaces and on ladders especially for installing satellite dishes. They may also risk harming themselves from electrical shorts or malfunction, as well as property damage to the residence or commercial building. Due to the many dangers of this occupation, cable and satellite TV installer insurance is essential to the success of the business.
Carpet Cleaner Insurance
Running a carpet cleaner business can be a lucrative profession, as you can take on clients for both residential and commercial cleaning of carpets and rugs. As a carpet cleaner, you are responsible for thoroughly cleaning the carpets of your clients with advanced carpet cleaning equipment. With this responsibility, come potential risks, such as ruining the carpets of your clients, accidents related to driving your work vehicle, unforeseen events damaging your equipment, and a variety of other risk exposures. Protect your hard work and investment by acquiring carpet cleaner insurance policies that will provide your business with security from these potential risks.
Data storage for small businesses in 2013
As a business owner, you are likely aware of the needs for tech insurance, but choosing the right data storage for your important documents can be challenging if you don’t know where to start. If you want to stay on top of current technology trends, IT Business Edge offers advice on the latest and greatest storage and backup tools.
Cosmetologist Insurance
As a cosmetologist, you perform a variety of beauty services including hair, makeup, nails, and skin care for your clients. You not only provide the treatments and beauty services, but you may also be responsible for giving beauty advice and consultations. When you are working with someone’s outer beauty, most of your risks are associated with a beauty treatment or haircut going wrong. Other risks include providing a service that isn’t quite up to the client’s specifications or expectations, whether due to miscommunication or another reason. When working as a cosmetologist, you should acquire cosmetologist insurance that will offer protection against these and other risks.
Cosmetologist General Liability Insurance
Catering Business Insurance
A catering business revolves around providing services to clients at special events, parties, weddings, hotels, and other special occasions. You’ll set up the food and beverage area, offer different types of beverages and food items, and often provide waiting staff as well. As a catering business, you will also find a variety of risks, many of which pertain to the type of work you do. Since you are dealing with food and drinks, you have to face the risk of liabilities from food that has made someone ill, whether it was lack of informing them of the ingredients or foodborne illness. Other risks include injury to an employee or a client at the event, liabilities, and risks associated with any type of business. Protect these and other risk exposures by obtaining catering business insurance that offers coverage for every potential risk your business has.
