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Posted on: Dec 12,2012by bolt insuranceNo Comments

Covering Risks of Remote Employees

According to the United State Census Bureau, workers who spend the majority of their workweeks working at home rose from 3.6 percent in 2005 to 4.3 percent in 2010. That might not seem like all that much, but when you consider the millions of adult workers in the U.S. The number is much more impressive.

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Posted on: Dec 11,2012by bolt insuranceNo Comments

Winter Season Risk Reminders for Small Businesses

Winter is approaching fast. Much faster than many people, small business owners included, would like. Along with colder weather, comes a whole host of other issues small business owners must take care of in order to properly prepare. Here are a few of the things you’ll need to prepare for before winter hits hard and heavy.

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Posted on: Dec 10,2012by bolt insuranceNo Comments

8 Useful Car Technology Add-Ons to Reduce Vehicle Accidents

Car accidents are one of the leading causes of deaths in the United States, reports the Centers for Disease Control and Prevention (CDC). But many accidents can be prevented by using modern technology. Technological advancements, such as emergency response, alert systems, smart technology for headlights, can give you advanced warning when you are showing habits that might raise your risk for a vehicle accident. The following add-ons can be very useful in reducing car accidents, not only for yourself, but your employees as well.

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Posted on: Dec 07,2012by bolt insuranceNo Comments

Biggest Reasons Why Employees Leave Your Company Infographic

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All businesses deal with employees leaving for jobs elsewhere. What is leading those workers to leave, and what is the cost to business?

View our Biggest Reasons Why Employees Leave Your Company Infographic below to learn more about why employees quit their jobs so that you can reduce turnover at your small business and create a better workplace environment for all.  Presented as an Infographic (created for bolt by Infographic World) to help you more easily visualize and retain this information.

reasons-employees-leave-your-company-infographic

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Posted on: by bolt insuranceNo Comments

Where (and How to) Find Potential Investors for Your Small Business

The prospect of owning your own business can be an exciting time, but also a stressful one. Starting a business, even a small business, takes a lot of time, energy, and money. If you lack the funds to start your business, you’ll need to find funding through investors. While this can seem intimidating, there are many different ways to find potential investors thanks to social media, networking, and a variety of other methods.

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Posted on: Dec 06,2012by bolt insuranceNo Comments

What is an Automated External Defibrillator (AED)?

According to OSHA (the Occupational Safety and Health Administration of the United States Department of Labor), of the 6,628 workplace deaths that occurred in 2001 and 2002, 1,216 were the result of heart attacks, 354 were from electric shocks, and 267 were the results of asphyxia. OSHA further believes that as many as 60 percent of those deaths might have been preventedif AEDs (automated external defibrillators) had been quickly accessible. The more minutes that tick away, without assistance, during a cardiac event; the lower the odds of survival become. The bottom line is that these small portable electronic devices save lives.

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Posted on: Dec 05,2012by bolt insuranceNo Comments

Steps to Investigating a Cyber Crime in Your Small Business

Cyber crime is committed on a daily basis in the United States. Cyber crime, which is a high-tech crime committed by someone trying to steal your computer data and financial information, is advancing even as security measures get stronger. According to the FBI’s Internet Crime Trends, there were more than 300,000 cyber crime complaints in 2011 alone and 2 million between 2000 and 2010. In the event that your business is the victim, there are several steps to investigate a cyber crime in your small business.

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Posted on: Dec 04,2012by bolt insuranceNo Comments

Government Warns of Computer Network Attacks

According to a September 20, 2012 Reuters article, Ashton Carter, Deputy U.S. Defense Secretary, has warned that U.S. businesses are not doing enough to shore up their vulnerability to cyber attacks. His hope is to raise awareness among business owners, small and large alike, to take steps to protect themselves.

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Posted on: Dec 03,2012by bolt insuranceNo Comments

Industries That Need to Conduct Background Checks When Hiring

You don’t need to be Mensa qualified to understand the importance of background checks for bringing on board new hires, especially in some industries.  The Liars Index, a report compiled by  Jude M. Wern & Associates, reported that nearly 21 percent of resumes had false education claims for the period of the first half of 2012. But that doesn’t mean that the need for this type of hiring strategy is widely needed across the board. These are some industries that may or may not be immediately obvious that definitely should have pre-employment background screening for all employees.
The Education Industry

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Posted on: by bolt insuranceNo Comments

Pilates Studio Insurance

A pilates studio is a place for pilates instructors to teach pilates, which is a form of physical fitness through stretching and abdominal exercises. Pilates uses many exercise techniques to improve a person’s flexibility, strength, and coordination starting with the abdomen, known as the core muscles. Pilates instructors often work at pilates studios to teach pilates classes of varied skill levels.

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