Insurance Insights
Small Business Mistakes: What’s Keeping Your Business From Succeeding Infographic
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5 Benefits of Using Your iPad for Customer Payments
Since they were released in 2010, iPads have become one of the most popular pieces of modern technology. With the overall popularity of Apple mobile devices, their ease of use, and touch screen capabilities, iPads lend numerous benefits to their users. Businesses are also starting to jump on the iPad bandwagon, finding their own advantages to using the tablet computers. It is now possible to use iPads for taking customer payments, which includes a tremendous opportunity as companies start to embark on the modern technology of mobile, touch-screen computers.
BOP Insurance for Small Businesses
When you’re a small business owner you typically have more things to do and worry
Office Ergonomic Tips for Workplace Safety
The study of ergonomics relies on the proper body and office equipment position in order to reduce work-related strain and injury. Many injuries, and sources of pain or strain the workplace, are due to improper body position, such as sitting with a slouch, having a computer monitor at an incorrect height, or not holding the body’s arms and wrists at the proper level and position. Ergonomics provides proper angles and positions in order to avoid this type of pain and injury. By incorporating office ergonomics tips for workplace safety, your small business can reduce worker’s compensation claims dramatically as many of the work-related injuries will be avoided.
Do You Need Janitorial Services Insurance
When it comes to running a small cleaning business, buying janitorial services insurance may be important. In reality, janitorial insurance may be required before working in any building. There are plenty of examples that would require coverage of such things as property damage, or employee dishonesty coverage or even coverage for general liability.
IT Consultants Need Coverage Too
An IT consultant’s time is generally filled with finding potential clients, bidding on jobs, and keeping up with the latest in the industry. As a result, insurance is probably the last thing independent consultants think about when starting out. Like any small business money is tight and most IT professionals are more worried about paying the monthly bills, keeping their computer and knowledge up to date, and purchasing that expensive software necessary for doing business.”
Kidnap and Ransom Insurance
Most large and small business owners alike never dream that someone in their company could be a victim of kidnapping. The numbers speak for themselves, though, and with more than 1,000 kidnappings of professionals worldwide each year, it becomes apparent why Kidnap and Ransom insurance should be a consideration for any business.
Kidnap and Ransom insurance provides protection to small business owners by covering such areas as kidnapping, extortion, hijacking and wrongful detention of employees. If your company operates in a high-risk area of the world or has executives who travel regularly to volatile regions, this type of coverage should definitely be taken into account. Some high-risk areas include Mexico, Haiti, Columbia and parts of Eastern Europe and the Russian Federation.
Surety Bonds – A Small Price to Pay for Sanity
There are many types of small businesses that will or might need a surety bond of some kind, so whether you require one now or not it is wise to educate yourself on the types of bonds available and how to obtain them.
The Many Types of Commercial Property Insurance
Commercial property insurance is a common type of business insurance that small business owners should have in their insurance toolbox. It’s one of the most important “protective” investments that a small business owner can make to protect the future of his business.
The Significance of Professional Liability Insurance
Professional liability insurance is a type of business insurance that protects small business professionals against potential claims of negligence generated by their clients or patients. Depending on the profession, professional liability insurance can take on a number of names, such as professional indemnity insurance, errors and omissions insurance, medical malpractice insurance. For website developers, software developers, real estate brokers, notaries public, management consultants, technology consultants, and other non-medical professional involved in a small business, the insurance is typically termed E&O or errors and omissions insurance. For those in the medical field, it’s called medical malpractice insurance.
