Insurance Insights

Whether large or small, every business faces the reality that it could be faced with a job-related lawsuit or claim from a past, present, or prospective employee. Employment Practices Liability Insurance (EPLI) is a valuable tool to protect the small business owner from such claims or lawsuits brought against him, his business, or its officers, directors, or employees.

Whether large or small, every business faces the reality that it could be faced with a job-related lawsuit or claim from a past, present, or prospective employee. Employment Practices Liability Insurance (EPLI) is a valuable tool to protect the small business owner from such claims or lawsuits brought against him, his business, or its officers, directors, or employees.

Businesses that deal in perishable products have unique risks that other businesses don’t. While restaurants may be the best example of businesses subject to spoilage exposure risks, there are many other businesses that need to be protected from risks of spoilage with spoilage coverage insurance such as:

A bookkeeping business is a service to small businesses that have neither the time,

A commonly overlooked insurance coverage, building ordinance coverage is an important consideration for small business owners who own a structure for their business.

Can your business afford to go several weeks without power, only to find out that

Can your business afford to go several weeks without power, only to find out that

Every day, a small business faces a variety of potentially detrimental or catastrophic risks. Property & casualty insurance provides protection against many of these risks. In general terms, property insurance protects a business’s physical property against a loss or loss of its revenue-producing abilities. On the other hand, casualty insurance protects a business against legal liability imposed as a result of losses suffered by another individual or business. Let’s take a look at property & casualty insurance in more detail.

In the event of a natural disaster such as a fire, earthquake, tornado or other unforeseen event, your business may not only incur damages to your building and inventory, but also repercussions to its income stream. Such events cannot be avoided, but what you can do is to protect your company from potential financial loss — as a result of being out of commission and unable to work for a certain period of time. While you may have an existing insurance policy which will which cover physical structure damages, but when the building is being repaired, your company also needs a way to recover some its loss of income. This is where business income and extra expense coverage comes in.

Seat 19A on that international flight to London is starting to look more familiar