Insurance Insights
5 Reasons a Lack of Small Business Disaster Planning is Risky
You have worked hard to build your company from the ground up, spending your savings and maxing out your resources, not to mention the time spent becoming a small business owner. While you may have focused much of that time and money on forming a successful business that is running smoothly, events can occur that are out of your control and can negatively affect your business. If you haven’t prepared for a potential disaster, now is the time to act. In fact, according to the American Red Cross, 40% of small businesses that are hit with a major disaster such as a flood, tornado, or earthquake, will not re-open their doors. Having a complete disaster plan is crucial for protecting your business assets and keeping your company afloat.
Taking Care of Business: Business Uses for iPads and Tablet Computers
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Tablets, such as Apple’s juggernaut iPad, can be used for everyday office tasks, like emailing documents and coordinating schedules. But what if your job takes you outside of a typical office cubicle setting? Can you still use an iPad or tablet computer to improve efficiency in the workplace?
View our Taking Care of Business: Business Uses for iPads and Table Computers Infographic below to learn more. Presented as an Infographic (created for bolt by Infographic World) to help you more easily visualize and retain this information.
Security Protection Essentials for Your Online Store
Owning and operating an online store, no matter what type of products or services you offer, requires the delicate balance between excellent marketing methods, desirable merchandise, and secure purchasing. Once you have mastered the marketing angle and provided products and services to your customers they have found to be fitting to their needs, having a secure way to make online transactions is the final critical step for any online store. No matter how perfect your products may seem, customers want to know you offer them the best security protection available when making purchases from your store.
Credit Card Verification (CCV)
7 Employee Firing Mistakes
Firing employees is sometimes an unfortunate part of being a manager or supervisor of a company. There are a variety of reasons you might have to let an employee go, ranging from poor performance to downsizing. Regardless of the reason though, it’s important to be careful every step of the way, as a number of legal actions can be made against depending on the manner with which the employee was terminated. By being prepared beforehand, you can avoid some common employee firing mistakes — and consequently avoid legal ramifications.
Employee Firing Mistakes
5 Ways to Give Back to Your Community While Increasing Business
Community involvement has never been more important than now as businesses struggle to stand out from their competitors. No matter what type of business you run, becoming more involved in your community by giving back, donating your products and time, and participating in local events can prove valuable to your neighborhood. In turn, this will increase your potential sales and customer base as local customers are encouraged to give you their business over other companies of similar products or services that do not volunteer as much time, money, or products for the greater good.
Understanding Client Confidentiality Agreements
Client confidentiality agreements, also called non-disclosure agreements, are often requested by clients before consultants are given authorization to commence work. In general, a client confidentiality agreement provides assurance that the hired individual won’t release confidential information about the client that may be exposed during the interview, consulting process, or contract period. It is a legal agreement often requested when a client has sensitive or private information that they don’t want as public knowledge.
Using LinkedIn to Recruit Employees
As one of the largest professional networks of its kind, LinkedIn provides an Internet-based network of employers and potential job candidates a efficient method to match qualified individuals with employer job openings. LinkedIn is quickly becoming a valuable tool for employees to recruit employees due in part to access of a job applicant’s work experience, educational background, formal resume, professional resume, and other important features available on the LinkedIn job candidate’s profile. Using this professional social media resource, employers can also search for potential employees in a variety of ways, including by education, work experience, location, and skills.
Business Line of Credit: Get It Before You Need It
Business lines of credit help small companies deal with the ebb and flow of cash flows or the seasonal demands of a business. A business line of credit enables the bootstrapped small business owner to purchase inventory or supplies in anticipation for a ramp up in productivity or a rush on future sales.
5 Ways to Improve Your Small Business Credit Score
Having an excellent credit score is not only important for consumers, but for small businesses as well. When you are planning on starting a business, or are currently operating a one, your credit score is a crucial element to your success. Having a good credit score impacts nearly every financial aspect of your business, including being approved for a business loan, having lower interest rates, obtaining access to capital, and establishing a reputation for being a responsible business owner with impeccable credit. If your credit score has recently dropped, there are ways to improve it, along with having access to the many benefits and advantages of a good credit score.
Pre-Employment Background Check Laws
When a small business employer is considering a candidate for an available job position, a variety of things are to be considered including the candidates work experience, skill set, educational background, and fit. After the initial interview, many recruiters and employers choose to run a background check on job candidates before offering employment, This pre-employment background check may include an examination of a candidate’s criminal history, driving record, professional licenses, references, credit history, education, and work history.
Why Employers Run Background Checks
