Insurance Insights

What is Office Ergonomics?

Vandalism is the willful, deliberate, or malicious damage to property, whether personal or commercial. Vandalism isn’t always random, senseless property damage. Rather, some individuals vandalize to express frustration, to take revenge, or to convey a message. Vandals may work alone or with other members of an organized group.

More so now than ever, companies both large and small are relying on immense amounts of data to operate their business. Businesses not only have to be able to retrieve data at will, but store it longer too. Today, most every company has digital data they cannot afford to lose, so having a data disaster recovery plan is vital.

Whether a personal or business vehicle, auto theft is on the rise. Adding an anti-theft device to your business vehicle is a great way to deter both the professional and amateur.

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As small businesses rely more heavily on the internet and modern technology, they open themselves up to even more opportunities to be impacted by a scam. There are identify theft, phishing, lottery, and rogue software scams to name a few. And new scams seem to appear all the time.

How many times have you heard the phrase “The Customer is Always Right”? Hundreds, at least, right? But in practice, what is perhaps more important than the customer always being right, is the customer being “always happy.” Not only can you lose business from an unhappy customer, but also referrals — or worse, your brand’s reputation. Fortunately, there are some ways to in back an unhappy customer.

There are both overt and covert costs to hiring a bad employee. Overtly, there’s the cost to recruit, interview, hire, and train a replacement. There are also hidden costs involved in fixing mistakes of a poor performing employee or double checking his work. There’s also damage to employee morale when other workers are affected by a poor performer, particularly when team goals are involved. Bad employees can also damage your company’s reputation, especially if they are in a customer service role.

Whether from a server breach, stolen laptop, or careless paper document disposal, a consumer data breach can result in a sudden turn of events for a small company. Not only are there quantifiable costs of a customer data breach, but there are less tangible costs as well — namely, a tarnishing of your brand.
Want to have some ammunition to stave off potential hackers? Take note of the following guide to protect your customers’ data from identity thieves and hackers.

Small business owners try their best to hire trustworthy employees: they interview candidates, check their credit history, and sometimes even conduct criminal background checks. Despite all this, you may discover that one of your employees is stealing supplies, products, equipment, or even money from your business. Employee theft can be stealing of inventory, currency, fixed assets or it can be related to fraud, forgery, or embezzlement. While some incidents may involve a small amount of petty cash, others can be a complex, far-reaching scheme involving significant funds. Either way, employee theft is a crime, and must be dealt with as such.