Insurance Insights

As a business, it is up to you to know about the types of risks you are exposed to. One of them might be slightly unusual, but still something to be aware of. It is that is a patent troll.

Over the last few years, millions of small business owners across the country have probably found that while they’re on better financial ground and the broader economy is steadily improving, access to credit has continued to remain at extremely low levels. That can make it more difficult for such companies to succeed as well as restrain larger economic growth, and as such, many both in and out of the lending industry are working to unlock this puzzle.

With personal cars and with fleet vehicles, safer drivers cost less to insure. And at the other end of the driving spectrum, unsafe drivers raise premiums an average 10 to 15%.

Over the last few years, there have been a large number of things that “went viral” online, and this trend has certainly been noticed by the millions of small business owners across the country. Just about anything that goes viral can, in some way, be monetized, and if entrepreneurs can seize on such opportunities, they might be positioning their companies for massive success.

Global climate change has certainly been a controversial topic over the last several years, but the vast majority of scientists now agree that it’s happening whether people like it or not. That might lead many to wonder how it’s going to impact their daily lives in 10, 20, or 30 years, and this may be a particularly worrisome issue for small business owners.

As a small business owner, it is your responsibility to be sure your employees are safe while performing all business duties. In many cases, their job and work practices provide the necessary protection needed.

Every year, one of the biggest issues cited as weighing heavily on small business owners is how much the companies have to pay in taxes, and just about any change to those laws at the state or federal level results in a lot of consternation. Now, such a law is being considered in the Oregon state legislature, and entrepreneurs there have expressed some concerns.

In the last few years, the ways in which small businesses are run, and what it takes for them to be successful, has come into greater focus for many entrepreneurs because of how difficult the economy has been. It seems that one trend that came from this changing attention to detail is that more independent companies are hiring financial professionals to make sure everything is running as smoothly as possible.

Of the types of injuries that can occur in the workplace, head injuries are some of the most severe. While any employee injury is something to be avoided avoid, head injuries could turn fatal. This is why it is imperative that you provide your employees with adequate head projection.

In recent years, a number of studies have shown that access to fast, reliable internet service can be vital to helping small businesses grow. However, not every smaller company across the country has access to that kind of service for a number of reasons, and now, lawmakers in the state of Maine are working to address that problem within their borders.