Insurance Insights

It’s a relief to have the power come back on, but your work isn’t over quite yet. You still need to count heads and check your food, look for dangerous storm damage, and deal with electrical power safety.

If the time were to come that you needed to file a claim with your homeowners or renters insurance, they will need an inventory of your belongings. In order to simplify the process of filing a claim, you should complete a home inventory as you are first moving into or setting up your new home. Having a complete and detailed inventory will speed up the process and allow for insurance companies process your claim quickly.

Construction equipment theft is a nationwide epidemic. The Bureau of General Services revealed that each year more than a billion dollars worth of construction equipment and tools are reported stolen. Ninety percent of construction tools are stolen right from the work site.

When operating a company that utilizes drivers, it’s up to business managers to help ensure that their employees are safe on the roads. An obstacle that professional drivers face every day while driving is the sun. Sunlight can decrease visibility all throughout the year, especially during early morning hours and the period where the sun begins to set.

Green buildings are good for the environment, but they are not without their risks. The risks range from dealing with new technology and expectations that are too high to mold problems and too much moisture.

Picture the scene. Massive  trees have fallen, down electricity poles, damaged cars and other materials scattered on the ground that we wouldn’t see on an average day. Every year, in all areas of the world, both mudslides and landslides occur, leaving much devastation in its wake. Recently in Colorado and California experienced mudslides in many of its cities.

When planning a wedding, you’ll most likely have a great deal of questions, including whether you should hire a band or DJ and what color you should choose for your bridesmaid dresses. However, a question that is not asked often enough but is important is whether you should buy wedding insurance. Is it really that important?

Tablets have become quite popular and a common portable tool for businesses to store any valuable data.  This can be anything from important files to customer data. These days, PCs are even being replaced by tablets since they are increasingly being utilized for personal and work use.

If you’re a coastal or near coast business owner, you likely take precautions in terms of your building structure in the event of a hurricane. But do you also review your your business insurance coverage to see what it covers in terms of hurricane coverage. ?

Lawn care and landscaping businesses, from an insurance perspective, are two very different entities that need very different types of insurance protection. Before you purchase insurance for your business, it’s important to understand the differences between the two in the eyes of insurance providers.