Insurance Insights

The employment situation has been a drag on the economy for many years since the Great Recession, but that could be changing, as the improving jobs market may push economic growth.

In the aftermath of the financial crisis, many small businesses were forced to close their doors for good, as they simply couldn’t survive the impact of the economic downturn.

To achieve optimum growth, small businesses need to take advantage of technologies that make operations easier on a daily basis, one of those being cloud computing.

As smartphones and tablets increase in popularity, many employees have begun to use them for work purposes.

Business insurance coverage for your company is essential, whether it’s a small or large business. No matter your industry, size, or location, you need insurance coverage. While you know that you need insurance, taking the time and energy to find the right fit can be frustrating; this is where an insurance agent comes in. They handle everything, from beginning to end, until they communicate what policies will be the best for your company. There are many advantages to going through an insurance agent.

ObamaCare could have many implications for the nation’s small businesses, and the majority aren’t prepared.

In the wake of the recession, most major banks were less willing to extend lines of credit to both consumers and business alike. But as the economy continues to make notable gains, this trend could be reversing.

More small business owners are beginning to realize the possible benefits of allowing employees to bring their own devices (known as BYOD) to work. It increases productivity and allows employees to work on platforms they are most comfortable using. However, it does lead to a few potential problems that employers need to be on the lookout for before opening the floodgates to the device masses.

Operating a bar or restaurant that serves alcohol can prove a prosperous endeavor, but also one with a number of legal risks and liabilities.  Since even in restaurants, alcohol can account for 50 percent of the profits, you may eventually need to deal with alcohol-related insurance claims. If you have proper business insurance, that’s a great start, but if events are happening often, it might be time to re-think how you and your employees are handling different situations. Here are some helpful tips for reducing the number of alcohol-related insurance claims you have.