Insurance Insights

So, you come home from work one day to find your annual homeowners insurance premium invoice waiting for you in your mailbox.  As you open it, your eyes immediately focus on the “Amount Due” at the bottom of the page, but after you see the amount, you ask yourself how that amount is derived and how you could possibly reduce your annual premium.

Bolt Insurance

Startup businesses often operate on budgets that make shoestrings seem robust. While you may be living on the equivalent of a Ramen noodle diet when it comes to business luxuries, the one thing you can’t afford to skip as you work to build your business, is business insurance. The following coverage types should be near the top of your list.

Electronic waste is a global problem that causes harm to the planet and the people in countries where electronic waste is often sent when disposed of. Business owners need to understand how to safely dispose of electronics for the sake of the planet and to protect their own interests. There may be security issues related to disposing of business electronics if they are not wiped clean, and a solid cyber liability policy is wise to obtain. The good news is that there are many options available to consider, like those mentioned below.

Cyber criminals commit crimes that are related to the Internet and sharing of data. In your business, you probably use the Internet at least for online transactions, running credit cards, ordering supplies, and using email. For these and other Internet-related tasks, you are at risk of cyber crimes. In order to protect your own and business and your customers that might also fall victim to such crimes, you should improve your security and data protection.

Almost 90% of the damage from natural disasters in this country is due to flooding, including flash floods. Every year the damage exceeds $3 billion and over 100 lives are lost. It affects almost every community at some point.

There’s an built-in tug of war between business customers and business suppliers. Both of you are constantly worrying about cash flow to pay suppliers and workers and keep the company moving forward. That means hanging on to your money for as long as possible and trying to get the other guy to pay as quickly as possible.

Your business needs product liability insurance, but what is it? The term covers a wide range of risks and coverage options.

Your business needs product liability insurance, but what is it? The term covers a wide range of risks and coverage options.

Running a local dental office can provide you with a rewarding and profitable business, but also one that has its share of risks. You have professional risks with the services you provide, unforeseen events like damage from natural disasters, and possible injuries to your workers. There is dental office insurance available for all of these risks and more, which help protect your business and assets.