Insurance Insights

The past few years have largely been good ones for small businesses nationwide, and many companies have benefited from the ongoing economic recovery.

After working hard to start and run a successful business, the last thing you want to do is put it at risk simply by the way your landscaping is designed and set up. The exterior of your building makes a considerable difference in how well protected it is from burglaries, from having motion detectors to not giving the criminals a good place to hide. Here are some landscaping tips for outside your building that will help protect against burglaries.

The idea of maternity leave is a very good one for many Americans: It gives them time to get acquainted with their babies and adjust to their new lives.

Mercury poisoning is a known risk among people who eat certain types of fish or get amalgam fillings, but did you know there is also a risk for certain workers? Mercury poisoning is a condition caused by poisoning of mercury compounds, which is a type of metal. In high doses, it can be toxic and harmful to your health. Whether you are around products that contain mercury or you run a business that cooks shark, you need to be aware of the risks and preventative measures.

Over the past year or more, the controversial health insurance exchanges mandated by the Patient Protection and Affordable Care Act have largely not been available to small businesses.

Cybercrime is on the rise. Unfortunately, most business technology to defend against these crimes is not evolving quickly enough to turn the tides in the favor of today’s small businesses – at least not according to the study US Cybercrime: Rising Risks, Reduced Readiness.

Many businesses struggle with the proper classification of employees vs. contractors. The IRS, unfortunately, has very specific ideas about which workers are independent contractors, and which are actual employees. Failing to fall in alignment with their thoughts on the matter, could land your small business in some seriously hot water. It can also result in an employee misclassification lawsuit.

A career in real estate offers many rewards. Not only are you helping families buy and sell their homes, but you also stand to enjoy lucrative monetary rewards as well. Unfortunately, it’s also a career that carries quite a few risks as well. The good news is that with attention to detail and careful planning ahead, you can protect yourself from many of these risks, including those listed below.

Over the last few years, small business owners have seen some slow but steady improvements in their industry that put them on better financial footing.

One point of insurance that gets confusing for some business owners is mobile equipment insurance vs. commercial auto insurance. It’s important to note that there isn’t a specific mobile equipment insurance coverage, rather that mobile equipment is typically covered by the commercial general liability (CGL) insurance instead. Keep these important terms in mind when purchasing insurance in order to make sure you have all your bases covered.