Insurance Insights

President Barack Obama recently announced his intentions to work toward getting the federal minimum wage boosted to $10.10 per hour, but there has been some resistance to such a move.

An HVAC business, or heating, ventilation and air conditioning, provides repairs, maintenance, and replacements for different types of air conditioning and heating systems in homes and businesses. It is a service that is always in need, therefore a great option when trying to start a lucrative business. However, you should also be aware of your potential risks, because there are several. By first understanding what your risks are, you can start to think about protecting them with business insurance.

The slow but mostly steady economic recovery seen in the broad national economy has impacted small businesses across the country differently, but a rising tide lifts all boats and many are doing far better today than they were just a few years ago.

Across the country, the economic recovery has brought significant progress for many small businesses in terms of success and bolstering their bottom lines.

Acupuncture is the ancient Chinese form of medicine that uses hair-thin needles in various pressure points of the body. These points help energy flow through the meridians of the body, healing the body inside and out. If you run an acupuncturist’s business, you are already aware of how profitable it can be. But keep in mind you have a number of different risks by operating this type of business, and should learn about them in order to choose how best to protect your business.

Many small businesses across the country are now finding themselves in significantly improved financial positions after what might have been years of difficulties sparked by the recent recession and its fallout.

Protecting your employees in the workplace is one of your top priorities. Certain occupations require additional safety gear to be worn, especially if the work involves physical hazards, like potentially falling objects. One way to offer additional safety gear is through requiring employees to wear hard hats, which protect your employee’s head. Injuries to the head are very dangerous and potentially fatal, making it even more important to ensure your employees wear their hard hats at all times.

These days, there may be a lot of small businesses across the country which would like to do more to succeed when it comes to reaching an audience online.

With an increase of vehicle accidents due to drowsiness and nodding off, researchers for several car manufacturers have been working on new technology that detects when a driver is drowsy and helps them stay awake until they can pull over safely. According to theCenters for Disease Control and Prevention, 1 in 24 adults have admitted to falling asleep while driving in the month prior to the study. For small business owners, this includes a large percentage of their drivers that are risking not only their own lives but that of other people on the road if they are experiencing extreme drowsiness while driving. Even nodding off for a second could cause a major collision.

While a number of polls in recent months have shown that President Barack Obama’s proposed increase for the minimum wage, to be implemented in stages over the coming years, has broad support among the majority of small business owners, there are still many difficulties tied to such a change.