Insurance Insights

Just a few weeks after he announced that he would sign an executive order to slowly increase the federal minimum wage, President Barack Obama is once again trying to change the ways in which Americans are paid by their employers.

You have taken the time to teach your delivery drivers and other workers how to drive safely and follow the rules of the road, but what about emergencies they can’t help? Things like collisions with other vehicles, automobile accidents caused by extreme weather conditions and vehicles breaking down could occur with little or no warning. Make sure your employees are prepared with an emergency car kit. The kit should include everything they could need in different types of emergency situations while in their vehicle.

Across the country, many small business owners have likely observed the many false starts and stops in the national economic recovery and wondered what it meant for their small business.

Small business owners and employees must travel for many different business-related reasons.  Whether it’s to meet clients, demonstrate products, attend trade fairs, or even make sales calls, your travel is important to the health and bottom line of your business. That’s why it’s important to make sure you get the right kind of business travel insurance to meet your needs.

These days, consumers and companies of all sizes alike have a wide variety of payment options available to them for everything from buying products they need to making sure all their bills are paid on time and in full.

Owning and operating a flower shop can be a great way to earn a living, especially if you have a passion for flowers. Flower shops thrive during certain times of the year, especially during special holidays and in the spring when the flowers begin to bloom. You can have a successful and profitable business, but not one without risks. By understanding the risks, you can work to mitigate them as much as possible.

If you have been thinking about starting your own business, you might not know which one can be most profitable. For some entrepreneurs, the choice is obvious because they already have an industry or type of business in mind or an area that they are passionate about. But if you don’t and want to choose an industry that is very profitable for small businesses, the following list can help guide you in the right direction, at least according to these articles in Small Business Trends and Forbes, which are based upon information collected by data aggregator, SageWorks.

Small businesses across the country face a large number of unavoidable expenses all year long, from labor costs to rent, but when it comes to utilities, there may be more than a little bit of wiggle room to trim the fat from a company’s budget.

Across the country millions of small business owners may be concerned about their bottom lines for a number of reasons, and as such the recent talk about raising the federal minimum wage could be a point of concern for some.

The workplace is a hotbed for illness and disease, mostly because of germs that get spread around constantly. It is not uncommon or surprising, since co-workers are often touching the same things, like microwave oven doors, refrigerators, doorknobs, and copy machines. Luckily, by following a few simple steps, you can decrease the spreading of germs in your office and help keep sickness away from your employees.