Insurance Insights
Drive Safely Work Week: October 7-11, 2013
Drive Safely Work Week (DSWW) is coming up in the beginning of October, from the 7th to the 11th. It is an annual event that shows the importance of safe driving and helps employers develop their own campaign for teaching employees about safety awareness and proper driving performance. It isn’t just for employees though, as community members and families also get involved in the event. Drive Safely to Work is provided by the Network of Employers for Traffic Safety (NETS) and also has a toolkit for businesses to utilize.
Many Small Business Owners Facing Significant Financial Stress
When it comes to running a small business, owners likely have to keep a large number of plates spinning all at once, and that in turn can lead to a lot of stress and even burnout. In particular, these entrepreneurs seem to be at a significantly higher risk of experiencing large financial stress in particular.
How Will Federal Shutdown Impact Small Business Owners?
With the shutdown of the federal government put in place by Congressional lawmakers starting on October 1, many small business owners may have significant questions about what the decision means and also how it will end up affecting them. Some experts say that these entrepreneurs in particular may have reason to be upset with the move.
Some Small Business Owners Support the coming Affordable Care Act
The healthcare exchanges open for enrollment for individuals and small businesses alike nationwide beginning on October 1, and while a lot of attention has been paid to how many company owners across the country are pessimistic about the ways in which these marketplaces will affect their enterprises, some are a little more hopeful.
Large Banks Say Lending to Small Businesses is on the Rise
In the past few years, many small business owners may have been frustrated with their inability to obtain financing from many financial institutions, regardless of size. However, those problems may now be easing, as this type of credit is now seemingly slightly less difficult to obtain.
Obama Administration Announces Another ACA Delay for Small Businesses
The exchanges created as part of the Affordable Care Act’s individual coverage mandate are set to open in every state in the union just days from now on October 1, but the federal government recently announced yet another delay that could massively impact small business owners and their companies’ preparedness.
How Will a Potential Government Shutdown Affect Small Businesses?
Many Americans are likely keeping close tabs on whether the U.S. Congress will move forward with a plan to shut down the government if significant changes are not made to the Affordable Care Act, as such a decision would likely have a major impact on their finances. One group that may likewise be affected by the move, across the country, is small business owners and their companies.
Small Business Owners Show Growing Desire to Export
While most small business owners are likely finding themselves with better standings in their local areas as the economy continues to improve, some may be more eager to start moving their goods or services not only out of that relatively small sphere, but out of the country entirely.
How to Mitigate Uncertainty Risk in Your Small Business
There is no such thing as a risk-free business. In a perfect world, all business ventures would bring nothing but success. However, the world we live in is far from perfect and even the best laid business plans can fail. There is risk in every business. Some can be planned for and avoided, while others rush out you with the speed and ferocity of a tsunami. There are things you can do, though, that will help you build your own breakers to reduce the impact of those rough waters and potential tidal waves.
