Insurance Insights

The date on which consumers across the country will be able to sign up for the individual health insurance exchanges mandated by the Affordable Care Act is just days away at this point. However, many small business owners may not know that despite the one-year delay in the marketplaces designed specifically for them, they still have a few obligations under the law.

In the past, it has been far less expensive for businesses large and small have relied upon imported items to make their products, but new financial realities are making the latter turn more often toward those made in the U.S.

While no small business owner on Earth should necessarily be following the example of Walter White, the main character on the popular and award-winning AMC television show Breaking Bad, given how illegal all of his activities generally were, it should be noted that he was in some ways a very good businessman. For this reason, it may be possible for a few lessons to be taken from his tale.

Many companies are now signing up for Facebook with the hopes of attracting a larger number and, potentially, more diverse base of customers, but what many small business owners may not know is that there are right and wrong ways to go about using this site. Therefore, taking the time to familiarize oneself with some of the basic good ideas that will likely go a long way toward helping companies develop strong followings on social media.

Experiencing a power outage has a long list of negative consequences for your small business. No matter what industry you’re in, you can be looking at a number of things going wrong, not to mention the fact that you will be out of business for the time being. You also need to worry about your kitchen if you run a restaurant, your animals’ safety if you own a pet store, and keeping your employees safe, no matter the type of business you run. Luckily, you have the choice of getting a backup generator, which brings power back into the building temporarily to deal with emergencies until the power comes back on.

Many small business owners across the country probably know all too well just how much stress goes into running their companies successfully, and it is therefore understandable that they might feel the need to take a break every once in a while. However, some may be hesitant to do so, as they may feel their participation in daily operations is vital.

Small business owners tend to incur a large amount of expenses, some of which they have to pay out of pocket, over the course of a given year, and may want to look for ways to write them off when tax season rolls around. However, it’s vitally important that these entrepreneurs know what is and isn’t tax-deductible so that they can avoid running afoul of the IRS.

Carpal Tunnel Syndrome is a condition that primarily impacts the hand and wrist. The most profound and widely recognized symptoms of carpal tunnel syndrome are pain, numbness, and/or weakness in the hand and wrist. Many people believe this is a condition that impacts the muscles of the hand and wrist when, in fact, it’s the nerves. It is called carpal tunnel syndrome because it impacts the area known as the carpal tunnel, which is a passageway beneath the transverse ligament.

If you own and operate a plumbing supplies and plumbing fixtures store, you are susceptible to a variety of risks. The products you sell include pipe fittings and pipes, plumbing tools, faucets, cabinets, sinks, shower units, bathtubs and many other tools or accessories. You are at risk for theft, vandalism and property damage from things like natural disasters, fire and extreme weather conditions. If you want to protect your business, start by getting plumbing supplies and plumbing fixtures business insurance.

In the time since the end of the recession, lenders have been far more restrictive about the ways in which they grant certain types of credit.