Insurance Insights

Disasters come in all shapes and sizes. Many of them impact private households and small businesses alike. How well prepared is your business to handle various disasters that come along? What can you do to weather these disasters even better?

For many small business owners nationwide, the idea of having a dedicated employee to only deal with a company’s social networking may seem a little outside of something in which they’d have interest.

Computer vision syndrome is a particular type of eyestrain that affects more than 70 percent of the Americans who work on computers as part of their daily routines — according to the American Optometric Association.

In the past, it was often said that word of mouth was one of the biggest drivers of sales for small businesses, but the world has changed significantly since people began living more of their lives online. However, it seems that some things never change, as positive reviews – particularly those from influential people on social networking platforms – can do wonders for owners and their companies’ bottom lines.

Many small business owners now know the inherent value that social media can provide for their companies these days, but connecting with consumers who might buy products or services is one thing. Connecting with other businesses in their industry for the same reasons isn’t always as easy.

A wide range of products are sold at electronics stores, including video gaming equipment, televisions, DVD and blu-ray players, speakers, video cameras and digital cameras, computers, home appliances, telephones , printers, tablets and more. As the owner of an electronic store, you will be concerned about your risks. The primary risks of electronics stores are crimes like shoplifting and theft, property damage and vandalism of your property. Cover these and other risks with electronic store insurance.

Many small business owners across the country are now starting to feel far better about their companies’ chances for success than they did just a few years ago. Now, a vast majority of companies seem to be considering the ways in which they are able to ship their products and services out of the country.

Many small business owners may now be looking at their financial situations and feel as though they are now in a better position to start hiring workers once again, after perhaps taking a large amount of time off from doing so as a result of difficulties experienced both during and following the recent recession. However, it’s also important for applicants and owners alike to know what makes for a successful interview.

Slips, trips and falls are unfortunately common in the workplace, and responsible for employees becoming injured. The U.S. Department of Labor has reported that slips, trips and falls are responsible for most of the general industry accidents. This includes over 95 million workdays lost due to these types of accidents, 15 percent of accidental deaths every year, and 25 percent of all injury claims reported each year. This shows not only how common these injuries are, but how important it is to be aware of the potential hazards in your workplace.

Small business owners who have turned their eyes toward expansion in the last few years have likely found that their ability to do so was potentially hampered somewhat by the fact that lending by banks of all sizes to such enterprises has been extremely constricted. That problem persists to this day, and may be a considerable source of frustration to entrepreneurs across the country.