Insurance Insights

All children love a treehouse. Whiling away those hazy days of summer playing up in the branches of a beautiful old tree is a memory we as adults cherish. When you’re a child, you don’t tend to worry too much about the safety aspect of a treehouse; however, as a responsible adult, the question of getting insurance is pertinent.

Building a new deck? You may be wondering if it’s covered under your homeowners insurance policy. The truth is, your deck is considered a part of the physical structure of your home if it’s attached to your home. Therefore, it would be covered through your ‘dwelling coverage’ of your homeowner’s policy.

Since there are over 250 million vehicles on our roads, the fact that automobile accidents are turning into a common occurrence comes as no surprise. In fact, each year, on a global scale, there are almost 1.3 million deaths due to road crashes averaging to over 3,200 deaths on a daily basis.

If you plan on purchasing a fire pit or already own one, it’s important that you review fire pit safety to ensure you keep your friends and family safe. This is particular important if you haven’t used a fire pit before since it takes just mere seconds for a comfortable fire to burst into dangerous flames. Below are a few safety tips for your backyard fire pit.

Memorial Day is a day that many Americans observe to remember the people who were killed while they served in the armed forces. It’s also a day where many people like to barbecue. When you pull out your grill this year, you have to ensure you take certain precautions before, during, and after you use it to avoid a fire.

With summer break approaching, many people are beginning to plan their family vacation, which often means a long road trip. Although road trips can be fun and exciting, it’s essential that you remember that not all trips go as planned when you are anticipating your family vehicle to arrive at your destination safely. Therefore, it’s important that you do a little planning before you set off.

The leading cause of fires in homes and home injuries is cooking fires, according to the National Fire Protection Association. And unattended cooking is the top cause of kitchen fires. Therefore, it’s essential that you follow some safety tips to avoid having a kitchen fire.

Your shed can be an easy target for thieves since you typically store things like gardening tools and equipment, bicycles, and other valuable items. Because of this, it’s important that not only does your homeowners insurance cover your shed, but that you have an adequate amount of coverage. Keep in mind that not every homeowner’s insurance policy is the same. Even though many are similar, yours will probably be different than your friends, neighbors, or co-workers. Below are some tips to confirm if your backyard shed is covered by your homeowner’s insurance.

According to statistics from the National Highway Traffic Safety Administration, in 2014 there were 32,675 individuals who died as a result of motor vehicle crashes. With this alarming figure in mind, it’s crucial to know about the most common types of car vehicle accident injuries, as well as focus on driving as safely as possible.

Keeping an inventory of personal belongings like your electronics, clothing, furniture and jewelry is important. When you don’t have documentation, substantiating your insurance claims can be frustrating and time consuming.