Insurance Insights

The Amazon Alexa is a powerful and intelligent personal assistant that allows you to make certain commands using the sound of your voice. Created by Amazon Lab126, it can do a number of different things like playback music, stream podcasts, create shopping lists, provide traffic and weather updates and even controls your smart home through home automation.

You can find yourself stranded on the side of the road because of things like stalled engines, flat tires, and running out of gas. Chances are, this has already happened to you and you know how frustrating it can be. The good news is for a few more bucks each month, you can add roadside assistance coverage to your auto insurance policy so you will have immediate help if this should happen to you.

You may have heard a lot about Lyme disease, but might be unsure as to exactly what it is and how to protect your pet against it. Caused by certain bacteria-carrying ticks, that can feed off both humans and animals, Lyme disease occurs in the U.S. most predominantly in the Midwest, the Atlantic Coast States, and on the Pacific Coast. It is also found worldwide.

Many people live under the mistaken impression that if they do not live in an area that isn’t designated as a high-risk area for flooding, that they aren’t at risk. That is hardly accurate. According to the National Flood Insurance Program, more than 20 percent of all flood claims filed with NFIP are for homes flooded outside of high-risk areas. That doesn’t even take homes that do not have flood insurance through NFIP into account. What this means for you is that your home isn’t necessarily safe from floods because you live in a low or moderate risk area. These are a few other facts you need to know about your risks when it comes to floods.

Your home should be the one place on earth you feel safe, and happy to just be yourself and relax. This is the reason you need to ensure that you purchase the correct locks to secure your possessions whenever you’re not around.

When you own a home, safety should be one of your top priorities. With this you need to be sure you practice proper electrical safety. According to the National Fire Protection Agency (NFPA), approximately 47,820 home fires were answered by fire departments between 2007 and 2011. It’s more important than ever to be sure you know how to keep your home’s electrical system safe and protected.

When your pet needs an unexpected veterinary treatment, this can cost you hundreds of dollars. Even if you have a healthy pet, illnesses and accidents can happen unexpectedly. Pet insurance can alleviate some of the financial burden allowing you to focus on the recovery of your pet instead of its medical bill.

Seeing the thousands of Southern California residents burdened with how they plan on rebuilding their homes after they have been burned to the ground and charred by the region’s wildfires, it kind of makes you think seriously about planning ahead and looking for material siding for your home that is resistant to fire. Some of your options might include:

In the United States today there is a real, and rising, problem with catalytic converter thefts. According to a recent report from the National Insurance Crime Bureau, there were over 25,000 thefts between the years 2008 to 2015.

Carbon monoxide is often referred to as the invisible killer because it is a colorless, odorless gas that can easily go undetected. This gas is created when certain fuels like natural gas, gasoline, oil, propane, coal, wood, and methane burn incompletely. In your household, your cooking and heating equipment burns fuel that could have sources of carbon monoxide. Pretty soon you’ll be buttoning up the house for winter and you won’t want to be exposed and trapped inside with this poisonous gas.