Insurance Insights

Riding around on a snowmobile can be really fun. But, it can be dangerous as well. Therefore, it’s essential that you protect yourself and your off-road vehicle with snowmobile insurance before you hit the slopes and powdery paths. Even if your state doesn’t require you to have insurance, it’s always a good idea to cover yourself, your passengers and your snowmobile.

When the winter season arrives, there is a lot to think about. The cold weather can do damage to many areas of your home from causing ice to cover on your plants to putting you at risk of a higher energy bill due to drafts through the windows.

Black ice is arguably one of the biggest driving hazards you can face in the winter months. This thin coating of almost invisible, transparent ice poses danger for even the most capable of drivers, and is notoriously difficult to spot, so is practically unavoidable as a result.

Each year, there are thousands of accidents related to snowmobiling in the United States. These accidents can lead to injuries or worse, death. Snowmobile accidents are typically caused by things like excessive speed, natural obstacles, and being intoxicated. Plus, it’s not a surprise that snowmobiles cause almost 14,000 accidents and 200 deaths every year since they weigh over 600 pounds and go up to speeds of 90 mph.

An important part of your fireplace maintenance should including chimney cleaning. You can find a number of chimney cleaning kits. Creosote chimney sweeping logs are another option which you might have seen in big box stores and other retail establishments. But are these effective for cleaning your chimney and should they replace a professional chimney sweep service?

Whether you have a beautiful open fireplace in your home or you’re off out on an exciting outdoor camping trip into the wilds, nothing on earth beats the beauty of a real fire for warmth. What you may not have yet considered, however, is that not every piece of timber makes good fuel, and some logs are greener than others.

There’s something very comforting about the winter months. Cozying up in your home with the heat on or by the fireplace, your holiday candles, decorations all around you, and eating lovely home-cooked hot dinners, is unbeatable when it’s cold outside. However, the winter is also a time when your risk of experiencing fires and carbon monoxide poisoning is at a high, so it’s imperative to be aware of how to stay safe.

The holidays are a joyous time to get together with your family and friends to celebrate. However, they also can be a very busy time and through all the chaos, you might forget about ensuring your pets are safe during the holidays. Below are 4 holiday pet dangers you need to avoid and keep an eye out for.

The holiday season can often be very frantic and busy, and it’s no wonder with people leading such busy lives, there aren’t enough hours in the day to get all the preparations attended to. With this in mind, it might not surprise you to learn that so many accidents occur in parking lots throughout the holidays.