Insurance Insights

The topic of additional insureds is a complicated topic for a business. You need to be clear about when and why you need this endorsement on your policy.

Every business in almost every state is required by law to carry workers’ compensation insurance. Numerous companies offer this coverage and quotes are easy to obtain online. You can save money by getting multiple quotes.

CDL refers to a Commercial Driver’s License, an essential for legally driving big trucks on public roads. Trucking companies require that you have one before they will hire you.

As a plumber, your concerns are about getting rid of a clog for a homeowner or connecting pipes correctly in new construction. As a businessperson, you also need to be aware of litigation risks. That’s why you need plumber liability insurance.

When a business property becomes vacant, it is unfortunately quite often no longer eligible for certain insurance policy coverages, like theft and water damage. That said, if someone breaks in to steal supplies still remaining in the business dwelling, breaks glass, or a flood occurs from a broken frozen pipe, the owner is likely responsible for these costs. This makes vacant business property insurance crucial because it is a special type of policy to cover such risks.

Delivery service businesses are always popular, regardless of the location. You might provide large delivery services, like dropping off packages and various types of cargo, or have a community delivery business, providing deliveries of groceries or medical supplies. Either way, you should be aware of your risks. With a delivery business your top risks include vehicle accidents during deliveries and vehicles breaking down. These and other risks you are exposed to can be covered properly with delivery service business insurance.

With all eyes on workplace eye health and safety for the month of March, it’s the perfect time to double-check your own policies and procedures regarding eye safety and health in your workplace.

Many small business owners across the country may think of Staples as being just another place to buy office supplies in large quantities.

By operating a deli business, you provide fresh snacks, drinks, and food items every day to your local community. You become one of the small businesses that helps your community thrive. While it can be a very profitable business, you need to always be aware of the potential risks. Since you serve food, some of your biggest risks are related to food spoilage and potential illness from contamination. Deli business insurance can help you cover this and other risks.

If you have a passion for physical fitness and health, you will be a great gym business owner. This business can be profitable, allowing you to choose from different types of features to offer, such as choosing the equipment, having yoga and aerobics classes, and even adding a swimming pool and sauna. When owning and operating a gym business, you have some unique risks that other businesses don’t have, particularly with gym member injuries and various other lawsuits. Protect these risks with gym business insurance. Types of Gym Business Insurance