Insurance Insights

For some time now, the individual health insurance exchanges mandated by the Patient Protection and Affordable Care Act have dominated headlines across the country.

A seasonal business is one that is only open during certain times of the year. This may be a small ice cream shop only open during the summer, a Halloween costume shop opened in October, or a ski shop selling snowboarding and skiing equipment in the winter. Whatever the business is, it is important to understand the risks. Many of your risks are similar to other businesses, but most have to do with the fact that you are not running your business year-round.

Over the last several years, e-commerce has grown into a huge industry, but many smaller companies might be concerned that the giants of that sector are cutting into their own ability to generate sales and revenues.

Rules and regulations are abound for businesses, large and small, when it comes to hiring employees. The same laws and rules apply when hiring interns as well. It’s a good idea for small business owners to revisit the types of questions you may or may not ask of potential interns during employment screenings, such as these below.

For some time now, the economic recovery has been putting millions of small businesses across the country in better standing, and many entrepreneurs believe that trend is going to continue for some time to come.

The world of business is changing, in part, due to the rapid pace of technology. This leaves many business owners struggling to keep up with the fast advances in your field. Not to mention the changes that are necessary for how you operate and even advertise your business.

Many polls of small business owners across the country in the last few years in particular have shown that entrepreneurs are generally growing more optimistic about their companies’ chances for success all the time.

Your carpenter business is involved with a wide range of residential and commercial jobs, from building custom cabinets or bookshelves in a client’s home, to working with construction companies, builders, remodelers, and housing developers. It is important to protect your business, clients, and employees by obtaining business insurance. You have a diverse set of risks, including employee injury, damage to a client’s home or business, and various types of crimes. Carpenter business insurance helps to protect your company against these types of risks and other unforeseen circumstances.

The busy holiday shopping season is nearly upon us, and every year it serves as a big driver for the overall success of millions of small businesses across the country.

No small business owner wants to be sued by employees past or present. Unfortunately, it’s a reality of doing business today that’s far more common than anyone wants to believe. The number of employer lawsuits related to wage and hours alone rose 32 percent in 2011 according to theU.S. Small Business Administration.