Insurance Insights

When it comes to running their companies, most small business owners have to keep so many plates spinning all at once that it’s hard to think about anything other than the various tasks at hand.

While Internet security and personal responsibility in protecting private information has advanced over recent years, it doesn’t mean Internet and cyber attacks have all but disappeared. There are still victims of phishing attacks on a daily bases. These commonly occur as a result of an email containing a link leading to a site for people to enter information — information that ultimately lets hackers steal their information.

When it comes to small businesses, many owners who are just starting out may not think that some parts of the country may be more conducive than others when it comes to fostering growth and success, but that is often the case.

There’s a newfound interest in purchasing local, and savvy small business owners take advantage of this “home grown” preference resurgence. It’s important for small businesses to make an impact in the communities where they operate. One way you, as a small business owner, can gain a competitive edge is by becoming widely known and recognized in your community for the products you sell or the service you provide.

When you own and operate a pediatrician’s business, you are providing an important service to your community with healthcare for children and adolescents. While it honorable business helping children with healthcare and wellness visits, you also have a variety of risks to be concerned with. Your biggest risks are liabilities having to do with your patients and potential malpractice suits. Protect these and other risks with a pediatricians business insurance policy.

Over the past few months – since the end of the particularly harsh winter season that made it difficult for companies of any size to drive revenues – many small business owners have seen growth significant enough that they’re now feeling better about their firms’ future chances for success.

With every graduation season, a wave of new recruits enters the job market armed with eager attitudes and relatively limited resumes as far as relevant work experience goes. Small business owners must consider the benefits of new graduates as well as seasoned industry veterans in order to find the right balance in their small businesses. These are a few of the pros and cons to consider when it comes to bringing new graduates into your small business fold.

Shoe stores obviously sell shoes, but they also typically sell accessories. Some sell all high-end brands, while some cater to less expensive brands. You may sell athletic shoes, sandals, heels, boots or platforms, as well as catering to children, men and women. Regardless of the type of shoes you sell, you will need to protect your business. Your biggest risks are theft and vandalism, along with basic property and business liability risks. On the other hand, if you sell shoes exclusively online, cyber crime is a risk.

Mold is a type of fungi that exists inside or outside a building, often growing in damp and warm conditions like basements, bathrooms, and even kitchens. If you see signs of possible mold in your office or building, now is the time to get it taken care of. The sooner you get it cleaned up, the less of a job it is overall.

If you are a welder or run a welder business, you spend your days welding different types of materials together, such as plastic, metal, or polymer. Personal injury from the welding is unquestionably a big risk, along with other hazards in the workplace. To properly protect your welding business from personal injury or any of your other business risks, you should have the right types of welders insurance.