Insurance Insights

In the past few years, many small business owners have likely found their companies in significantly improved financial positions and have therefore set their sights on trying to grow once again following what could have been years of mediocre returns.

If you haven’t heard of Bitcoin yet in your small business, the odds are good that you will hear of it soon. This new trend in currency is taking the world by storm. What once was used primarily for online transactions is now making its way into brick and mortar stores.

Operating an art gallery business offers you the unique ability to work at a job you are passionate about while also running a lucrative business. Your art gallery may include local artists, masterpieces from around the world, or a selection of different mediums, like paintings, pottery and ceramics. Regardless of what you sell, your risks can be higher than that of other businesses. Theft and vandalism are among top business risks of an art gallery business as is expected, though you have others to be concerned about. Protect yourself from these risks with art gallery business insurance.

Over the past few years, it’s grown far more important for small businesses to generally increase their presence online as a means of better connecting with a wider variety of consumers overall.

If you own and operate an upholstery shop, you help customers with furniture that is stained, ripped, or otherwise no longer in a style they desire. You provide them with upholstery services to give their furniture a brand new look. With your type of business, there is a lot of potential for profits, though you are also open to risks, such as professional liabilities and possible damage to your business property. Upholstery shop insurance helps you cover these risks.

The last few months haven’t been great for small businesses overall, but many have seen slow and steady improvements.

Organic food stores are grocery stores that carry only natural and organic foods. This includes pre-prepared meals, herbs and spices, produce, beverages, vitamins, and supplements. As an owner of an organic food store, your biggest risks are liabilities with your customers, theft and damage to your business property. With organic food store insurance, you can protect these risks and keep your business intact.

When it comes to small businesses, it seems that women largely aren’t as involved with entrepreneurship in general as their male counterparts, and this is true in a lot of ways.

As an owner of a fast food business, you may provide anything from burgers, fries and milkshakes to tacos and burritos, or a combination of different types of fast food cuisine. But like any business, you not only need to think about your profit margins and advertising, but also the potential risks of running your business. Some risks to be aware of include injuries to your employees, liabilities pertaining to customers who may become ill from the food you sell, and spoilage risks. Protect these and other risks by choosing the right type of fast food business insurance.

While it may not occur to consumers who go through life using their credit or debit card to pay for their everyday purchases, millions of small business owners know that the costs associated with accepting credit cards is often considerable, and adds up quickly over the course of a month or year.