Insurance Insights

If you run a pool cleaners business, you likely do very well and run a profitable business. While your location does determine whether or not you have business year-round, you likely keep busy and have clients returning to you regularly. Some of your business risks might include damage to your equipment or business property, liabilities with your clients, or even theft of your supplies. Protect yourself with pool cleaners business insurance.

Photography studios are in the business of preserving memories for families and businesses. You may have a certain specialty for your studio, such as portraits, maternity photos, baby photographs, family pictures, or even nature photographs. It is a business that has the potential to be very successful and rewarding, but it is also one with inherent risks. Photography studio business insurance is the best way to fully protect your business from your most common risks, which include damage to your business property and photography equipment, theft, and vandalism to name just a few.

These days, many small business owners use mobile devices more and more often in running some of the daily operations of their firms.

Special events are events that are typically held at a rented space, such as a fair, carnival, anniversary or birthday party, wedding reception, and even fundraising events. Operating a special event business means that you may be involved in setting up and decorating the venue, finding and renting the venue, planning the night’s activities, giving prizes for games and contests, and catering the event with food and drinks. Special event business insurance is needed for the variety of risks you are exposed to, such as potential damage to the property you are renting or bodily injury by the attendees.

These days, millions of small businesses – not only in the U.S., but around the world – are trying to increase their footprint when it comes to e-commerce, but the going isn’t always easy.

These days, millions of small businesses – not only in the U.S., but around the world – are trying to increase their footprint when it comes to e-commerce, but the going isn’t always easy.

Drywall contractors often work for general contractors as drywall specialists. They are responsible for choosing, installing, removing and repairing different types of drywall. Many contractors also help install or repair sheetrock and plasterboard or wallboard in homes and businesses. Drywall is the material that covers the plumbing, wiring and studs of walls after a building frame has been put up. Drywall contractors remain busy and productive, but should also be aware of their risks. As with all labor jobs, drywall contractor risks include injuries to employees and property damage. These risks are covered by drywall contractor business insurance. Drywall contractors also may use sub-contractors on various jobs. If sub-contractors are used, most insurance carriers will require that the sub-contractors carry their own liability insurance with limits equal to the main contractor.

Over the past several years, many small business owners have likely encountered significant road blocks in their attempts to grow, as a result of concerns held by financial institutions.

The issue of “net neutrality” has been grabbing a lot of headlines over the last few months as activists push for the concept – which basically states that all content on the internet should be treated equally – but more because it seems that companies are paving the way for web users to be charged differently depending upon the kind of service available to them, among other things.

When you are operating a church, you do it to help your local community and come together with others who follow along the same belief system as you. And while your church is likely a non-profit organization, you are still open to some risks. Damage to your church from a natural disaster, liability with an injury of a parishioner or community member, or any other number of things can happen. Protect your church with proper church insurance.