Insurance Insights
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Small Business Saturday Considered Another Big Success
In just a few short years, Small Business Saturday has begun to make a significant impact every holiday season, and that trend certainly continued this year.
Tips to Investigate a Holiday Retail Business Theft
Retail theft can occur during any time of the year, but it tends to be more common and frequent during the holidays. There are multiple reasons for this. For one thing, thieves know that this is a busy time of the year when employees might be less focused on what is going on around them. Another issue: during the holidays the store set-up often changes, with products placed near the front of the store or even outside the front doors in order to entice potential buyers. There’s also simply more shopping activity during the holiday season. All of these reasons make it especially important to teach your team to investigate potential retail business theft carefully during the holidays.
Should Small Businesses Get Involved With Pay-Per-Click Advertising?
These days, small business owners have many avenues they can take when they want to market their companies to people en masse, but not all such options are created equal when it comes to reaching consumers.
Obamas, Government Officials Shop on Small Business Saturday
Small Business Saturday seems to have been a rousing success throughout the country once again this year, with millions of consumers flocking to locally-owned shops to make some necessary gift purchases for the upcoming holiday season.
Snowmobile Insurance – Insurance for Snowmobiles
If you’ve thought of buying a snowmobile, you’re most likely thinking of how fun it’ll be. But the risks associated with riding one may not be in the forefront of your mind. Snowmobiles can be very exciting during the winter months, but they can also be dangerous. Even if you practice safety precautions, an unforeseen accident can happen at any time. The risks of riding a snowmobile include severe weather conditions that cause accidents, bodily injury, personal liability, collision, and even getting lost. Obtaining proper snowmobile insurance can keep you from being responsible for costly damages as a result of accidents or other unexpected events.
Golf Cart Insurance – Insurance for Golf Carts
Golf carts have traditionally been used as transportation on the golf course, in order to get from one green to another. However, there are a number of personal uses for golf carts that are making them increasingly more popular — such as traveling through a community, whether it is a gated housing community, apartment complex, or retirement community. No matter what you choose to use your golf cart for, you should consider obtaining an insurance policy for it. It may not be something you have considered before, but like all vehicles, golf carts have risk exposures, including damage from accidents while driving them. Many times, golf carts are not covered by homeowner’s policies or auto policies, and therefore require their own special insurance policy.
Dirt Bike Insurance – Insurance for Dirt Bikes
Dirt bikes are motorcycles that are lightweight, and easier to handle for riding off-road including dirt trails, motorcycle tracks, and open desert terrain. Unlike road bikes, they’re often used by teens and children, in addition to adults. Dirt bikes can be an exciting sport for people of all ages, but they also come with their own set of risks. The terrain itself becomes a hazard for dirt bike riders, due to how rough it can be for the rider, even one who is wearing protective gear. Additional risks of riding dirt bikes include those related to severe weather conditions, like rain or strong winds — which may increase the risk of an accident, physical injury, getting lost while riding, or even mechanical problems. Risks like these can be covered by a dirt bike insurance policy, which will provide coverage for a variety of issues that may come up while owning and riding a dirt bike. While it is always important to use proper safety precautions in order to prevent accidents and serious injury, insurance is also important to obtain.
Boat Insurance Basics – Insurance for Boats
Boat owners have one thing in common; they love the water. If this is true of you as well, then you will find owning a boat to be an exciting, satisfying experience. However, when you decide to purchase a boat, it comes with its own set of risks. Unforeseen circumstances, such as a storm, damage that causes sinking, collision, or theft, can suddenly cost you large amounts of money if you were not properly insured. A variety of risks cause financial burden because of the damage they cause to your boat, including its many components. There’s also a risk of bodily injury to others, and damage to other vessels. Protect your finances by obtaining adequate insurance coverage for your boat, so that you can enjoy your time on the water without worry.
Types of Boat Insurance Coverages
